Risk Solutions

It's no secret that identity theft is expensive. According to the FTC, it costs businesses and financial institutions nearly $48 billion each year—with an average loss of almost $5,000 per instance.

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Verification and validation InstantID verifies essential personal information such as name, consumer or business address, date of birth and social security or tax identification number. It also verifies the identities of businesses and their authorized agents. Billions of records and thousands of independent data sources are searched in order to quickly provide the broadest and most accurate information.

Comprehensive risk assessment InstantID alerts you to any indicators of identity theft or fraud. It identifies potentially high-risk data elements—such as prison addresses, campground addresses, disconnected phone numbers, and the social security numbers of deceased persons—and summarizes the results in an easy-to-interpret verification index and a FraudPoint® score. It also performs an automatic check of the Office of Foreign Assets Control (OFAC) list of known terrorists.

Smart, easy-to-audit results As it searches for information, InstantID alerts you to any potential data mis-keys and returns a list of suggested corrections. It also returns alternatives for any elements that cannot be verified.

LexisNexis® Risk Solutions Group stores all transaction histories for auditing purposes.

LexisNexis® Link ID Link ID technology securely and intelligently analyzes billions of partial and complete records, and then filters and links that information based on relevance to provide a complete picture of an individual.

Get it now: for more information about InstantID, please call (800) 869-0751.

InstantID and FraudPoint® are not consumer reporting agencies as such term is defined in the federal Fair Credit Reporting Act, 15 U.S.C. §1681, et seq. ("FCRA"). InstantID and FraudPoint® reports do not constitute consumer reports as such term is defined in the FCRA, and accordingly InstantID® and FraudPoint® reports may not be used to determine eligibility for credit or for any other purpose provided for in the FCRA.

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