Risk & Information Analytics

Identity theft costs businesses and financial institutions nearly $48 billion each year, with an average loss of almost $5,000 per instance. And the greater the risks involved, the more certain you'll need to be that your customers are who they claim they are.

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InstantID® Q&A ensures an additional risk-based approach to customer identification by employing an interactive, knowledge-based query process to instantly authenticate individuals at the point of customer contact.

Comply with federal regulations InstantID Q&A is an ideal solution for compliance with FFIEC Multifactor Authentication guidelines. It was also designed to help you meet both the new account opening requirements outlined in Section 326 and the special due diligence needs for correspondent accounts in Section 312 of the USA PATRIOT Act, as well as the recommended policy guidelines published by the American Bankers Association. It is the only identity verification solution that has been endorsed by the ABA.

Protect your organization at the point of customer contactInstantID Q&A takes verification one step further by providing instantaneous identity authentication at the customer contact point. Leveraging a vast database of publicly available information, InstantID Q&A uses non-intrusive multiple choice questions that are based upon personal public record history to detect identity fraud and identify any signs of risk.

Get it now: for more information about InstantID Q&A, please call (800) 869-0751.

InstantID Q&A is not a consumer reporting agency as such term is defined in the federal Fair Credit Reporting Act, 15 U.S.C. §1681, et seq. ("FCRA"). InstantID Q&A reports do not constitute consumer reports as such term is defined in the FCRA, and accordingly InstantID Q&A reports may not be used to determine eligibility for credit or for any other purpose provided for in the FCRA.

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