Sub Processors

LexisNexis Risk Solutions Affiliates
LexisNexis Risk Solutions engages affiliates and other entities to undertake processing activities to assist in providing the services identified below.

Entity Name	Processing Location
Crediva Limited	UK
LexisNexis Israel Ltd	Israel
LexisNexis Risk Solutions (Europe) Limited	Ireland
LexisNexis Risk Solutions FL Inc	US
LexisNexis Risk Solutions UK Limited	UK
LexisNexis Serviços de Análise de Risco Ltda.	Brazil
LNRS Data Services B.V.	Netherlands
LNRS Data Services Limited	UK
OCR Labs Global Ltd	UK
OCR Labs Pty Ltd	Australia
Reed Elsevier Shared Services (Philippines) Inc.	Philippines
RELX India Private Limited	India
ThreatMetrix, Inc.	US
Tracesmart Ltd, trading as LexisNexis Risk Solutions	UK
World Compliance Inc.	US

LexisNexis Risk Solutions affiliates identified above provide data center operations, service maintenance, information security reviews, and/or technical and customer support as necessary to provide the services identified below. Affiliates are parties to intercompany personal data processing contract terms, including the EU Standard Contractual Clauses (SCC) and UK Addendum to the SCC, and U.S. affiliates are certified to the Data Privacy Framework.

Business Services UK and EU

IDU

Since this service is configured by the customer, the sub-processors vary depending on the services selected.

IDU Service	Entity Name	Purpose of processing	Processing Location
Property Register Search	HM Land Registry	Property ownership check	UK
Age/DoB Verification, Bank Account Verification & Credit Active	Experian Limited	Consumer credit reporting and Identity Verification	UK
NFI Amberhill	Synectics Solutions Limited	Fraud prevention check	UK
NFI Address Verification	Synectics Solutions Limited	Fraud prevention check	UK
WorldCompliance™ PEP & Sanction	LexisNexis Risk Solutions (Europe) Limited	PEP & Sanction screening	Ireland
WorldCompliance™ PEP & Sanction	Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage for Bridger Insight XG	Ireland
Email Risk *Please note, LexisNexis Risk Solutions UK Limited will become a controller of the input data shared with Emailage. Please see product details below for “Emailage”, for further information about processors	Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage for Emailage	Ireland, backed up in Frankfurt. Customer supplied email address may be sent to Amazon Web Services, Inc. in the US and Amazon Web Services Australia Pty Ltd in Australia if they haven’t been seen previously by Emailage
Email Risk	Telesign Corporation	Identity validation and risk assessment	US/Netherlands
Email Risk	Validity, Inc.	Identity validation and risk assessment	US
Email Risk	TowerData, Inc.	Identity validation and risk assessment	US
ThreatMetrix	ThreatMetrix Inc.	Fraud prevention and authentication of online users	Netherlands, Iceland, US
One Time Password	LexisNexis Risk Solutions FL Inc.	Identity authentication and validation	US
One Time Password	Microsoft Corporation	Cloud storage (Azure) for One Time Password	US
One Time Password	Infobip Limited	Identity authentication and validation (Only one of the three providers will be used. We can’t determine in advance which one will be used for each transaction)	UK
One Time Password	Webex CPaaS Solutions	Identity authentication and validation (Only one of the three providers will be used. We can’t determine in advance which one will be used for each transaction)	US
One Time Password	Syniverse Technologies LLC	Identity authentication and validation (Only one of the three providers will be used. We can’t determine in advance which one will be used for each transaction)	US
TrueID Document Authentication	LexisNexis Risk Solutions FL Inc.	Identity authentication	US
TrueID Document Authentication	Microsoft Corporation	Cloud storage (Azure) for TrueID	US
TrueID Document Authentication	Acuant Inc.	Biometric processing of images	US
IDU Version 2	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	UK
IDU	Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK

Remote Check

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL	Storage of images only	UK
Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK
OCR Labs Global Ltd	Biometric processing of images	UK for document verification. Customer Support could be global.
Twilio Inc.	SMS messaging	US
Veridas Digital Authentication Solutions, S.L.	Biometric processing of images (backup supplier)	Ireland and Frankfurt (AWS Europe)
Veriff OÜ	Biometric processing of images (backup supplier)	Ireland, Spain and Estonia

TraceIQ

Since this service is configured by the customer, the sub-processors vary depending on the services selected.

TraceIQ Service	Entity Name	Purpose of processing	Processing Location
Property Register Search	HM Land Registry	Property ownership check	UK
Email Match	Data8 Limited	Data Supplier	UK
Email Risk (Please note, this feature sends data to our Emailage product and LNRS will become a data controller of the personal data).	Amazon Web Services EMEA SARL (AWS Europe) and its affiliates	Cloud storage	Ireland, backed up in Frankfurt.
Email Risk	Telesign Corporation	Identity validation and risk assessment	US/Netherlands
Email Risk	Validity, Inc.	Identity validation and risk assessment	US
Email Risk	TowerData, Inc.	Identity validation and risk assessment	US
Online Profile Match	Fideo Intelligence, Inc. (f/k/a FullContact Inc.)	Identity verification	US
Mobile/Landline verification	Liquid11 Limited, trading as Data Soap	Phone validation	UK
Auto Trace	Experian Limited	Consumer credit reporting and Identity Verification	UK
TraceIQ	Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK

Smartcleanse

Since this service is configured by the customer, the sub-processors vary depending on the services selected.

Smartcleanse Service	Entity Name	Purpose of processing	Processing Location
Collect PRS	HM Land Registry	Property ownership check	UK
Forensic Trace	Experian Limited	Consumer credit reporting and Identity Verification	UK
Forensic International	Experian Limited	Consumer credit reporting and Identity Verification	UK
Forensic International	Scotlands People (Registrar General for Scotland and the Keeper of the Records of Scotland)	Tracing individuals	UK
Forensic International	Ancestry Ireland Unlimited Company	Tracing individuals	Ireland
Forensic International	LexisNexis Risk Solutions FL Inc.	Tracing individuals	US
Forensic MSP	Scotlands People (Registrar General for Scotland and the Keeper of the Records of Scotland)	Tracing individuals	UK
Forensic MSP	Ancestry Ireland Unlimited Company	Tracing individuals	Ireland
Person Trace	Experian Limited	Consumer credit reporting and Identity Verification	UK
BDM Documentation	The General Register Office and Local Registry Offices	Obtain birth, death and marriage certificates	UK
BDM Documentation	Microsoft Corporation	Cloud storage (Azure) for scanning death certificates	US
Phone Match	Data8 Limited	Phone validation	UK
Phone Match	Liquid 11 Limited	Phone validation	UK
Beyond Encryption	Beyond Encryption Limited	Identity Verification	EU
Smartcleanse	Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS	UK

Validate (Tracesmart)

Entity Name	Purpose of processing	Processing Location
Integrity Connect Ltd	Mailing house	UK
Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK

RiskView UK

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	UK

Longevity Index

Entity Name	Purpose of processing	Processing Location
Ad Res Advanced Reinsurance Services GmbH	Data modelling	Germany and Maldives

FraudPoint UK

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK
Fido S.p.A (trustfull)	Fraud Prevention Check	Data will be stored in local regions (UK for LNRS customers in the UK, US for customers in the US)

Business Services – Global Products

Bridger Insight XG

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
UiPath Inc (f.k.a WorkFusion, Inc)	An optional tool to analyse alerts	US

Risk Management Solutions - Global (“RMS”)

Entity Name	Purpose of processing	Processing Location
Creditsafe Business Solutions Ltd	Business verification	UK
HM Land Registry	Property ownership check	UK
Fideo Intelligence, Inc. (f/k/a FullContact Inc.)	Identity verification	US
Dun & Bradstreet Limited	Business verification	UK & Ireland
KYCKR UK Limited	Business verification	UK
LexisNexis Risk Solutions (Europe) Limited	Product Provider for Bridger Insight XG - Identity validation and risk assessment	Ireland
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage for Bridger Insight XG	Ireland
Reed Elsevier Shared Services (Philippines) Inc.	Customer Support (non-UK customers only)	Philippines
Amazon Web Services EMEA SARL (AWS Europe)	Product architecture is stored on AWS and customer transaction data will be sent via AWS.	UK

WorldCompliance Online Search Tool

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland UK and EU Customers will now have their data sent to an EU endpoint in Ireland, and LNRS will transfer the data onwards to the US
LexisNexis Risk Solutions FL Inc.	Product Provider for WorldCompliance Online Search Tool	US
Microsoft Corporation	Cloud storage (Azure) for WorldCompliance Online Search Tool	US

Compliance Lens

Entity Name

Purpose of processing

Processing Location

Microsoft Corporation (US, Ltd (UK), Ireland Operations Ltd (Ireland)

Cloud storage (Azure)

The customer can select from:

UK
Ireland (backup in Netherlands)
US

Data will only be stored in the region selected.

ThreatMetrix (Data Warehouse)

Entity Name	Purpose of processing	Processing Location
Microsoft Corporation (India) Pvt. Ltd.	Cloud Storage (Azure)	India (India customers)
Microsoft Gulf FZ LLC	Cloud Storage (Azure)	United Arab Emirates (UAE customers)
ThreatMetrix Inc.	Colocation Storage	Netherlands (backup in Iceland) (EEA/UK customers)
Snowflake Inc.	Cloud Storage	EU, India (India customers), United Arab Emirates (UAE customers)
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	EU

DDP App Store (formerly known as Integration Hub)

Since this service is configured by the customer, the sub-processors vary depending on the services selected.
Customers can view their integrations when they log into the platform.

Entity Name	Purpose of processing	Processing Location
ThreatMetrix Inc.	Colocation Storage	Netherlands (backup in Iceland ) (EEA/UK customers)
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	EU
Microsoft Gulf FZ LLC	Storage (Azure)	United Arab Emirates (UAE customers)
AnyDesk Software GmbH	Remote call check	Germany
Telesign Corporation	Data Supplier	US
Prove Identity Ltd	Data Supplier	EU
Fido S.p.A (trustfull)	Fraud Prevention Check (Phone Intelligence)	Data will be stored in local regions (UK for LNRS customers in the UK, US for customers in the US)
OCR Labs Global Ltd	Document verification	UK for document verification. Customer Support could be global.
Trinsic Technologies Inc.	Identity verification	US

Phone Intelligence

Entity Name	Purpose of processing	Processing Location
ThreatMetrix Inc.	Colocation Storage	Netherlands (backup in Iceland ) (EEA/UK customers)
Snowflake Computing Ireland Limited	Cloud storage	EU
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	EU
Telesign Corporation	Data Supplier	US
Telesign Corporation	Data Supplier	US
Vocalink Limited	Data Supplier	UK
Zumigo Inc.	Data Supplier	US
Fido S.p.A (trustfull)	Fraud Prevention Check (via DDP)	Data will be stored in local regions (UK for LNRS customers in the UK, US for customers in the US)
Prove Identity Ltd	Data Supplier	EU
Microsoft Corporation	Cloud storage (Azure)	US

RiskNarrative

Entity Name

Purpose of processing

Processing Location

Amazon Web Services EMEA SARL (AWS Europe),
or
Amazon Web Services, Inc.,
or
Amazon Web Services Singapore Private Limited.

Cloud storage

The customer can select from:

UK, backed up in Ireland
Frankfurt, backed up in Paris
US
Singapore
Australia

Data will only be stored in the region selected. email

Since this service is configured by the customer, the sub-processors vary depending on the services selected.

Entity Name	Purpose of processing	Processing Location
Au10tix Ltd.	Document verification	Customer will require direct agreement with service provider
Bluem BV	Bank Verification	Netherlands
Chainalysis Inc.	Blockchain Analysis	Germany
Communicatie Data Diensten Nederland (CDDN)	Identity Verification	Netherlands
Comply Advantage Ltd	AML Screening and Monitoring	EU or US
Creditinfo Group hf	Identity Verification	EU
Creditsafe Business Solutions Limited	Business Verification	UK
CRIF GmbH	Identity Verification	Germany
Data Zoo	Identity Verification	Frankfurt
Dow Jones & Company Inc.	AML Screening	US & Singapore
Dun & Bradstreet	Business Verification	UK
Neotas Limited	Background screening	UK
OCR Labs Global Ltd	Document verification	UK for document verification. Customer Support could be global.
SEON Technologies Kft.	AML and Fraud Protection	UK
Cedar Rose Int. Services Ltd	Business Verification	Netherlands
London Stock Exchange Group plc (Refinitiv US LLC)	Identity Verification	EU
Aristotle, Inc	Identity Verification	UK or US
TrustID Limited	Document verification	UK
Veratad Technologies LLC	Identity Verification	US
Veridas Digital Authentication Solutions, S.L.	Document verification	EU
Vital4Data, LLC	AML Screening	EU (Ireland)
Infinian Data Solutions Limited	Consumer Credit Reporting	UK
KYCKR UK Limited	Business Verification	EU
Veriff OÜ	Document verification	EU or US
Resistant AI s.r.o.	Document verification	EU
LexisNexis Risk Solutions FL Inc.	Product Provider for One Time Password, Due Diligence, Instant ID Q&A	US
Microsoft Corporation	Cloud storage (Azure) for One Time Password	US
Infobip Limited	Identity authentication and validation	UK
Webex CPaaS Solutions	Identity authentication and validation	US
Syniverse Technologies LLC	Identity authentication and validation	US

Bankers Almanac

Entity Name	Purpose of processing	Processing Location
Amazon Web Services, Inc.	Cloud storage	US
KYCKR UK Limited	Business verification check	EU
Encompass Corporation Group Holdings Limited	Analytics/Reporting Platform	UK

Bankers Almanac Validate

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

Safe Payment Verification

Entity Name	Purpose of processing	Processing Location
Amazon Web Services, Inc.	Cloud storage	US
PayPoint plc.	Payment verification	UK

Compliance Link

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL	Cloud storage	Ireland
Amazon Web Services Singapore Private Limited	Cloud storage	Singapore
LexisNexis Risk Solutions FL Inc.	Host for Compliance Link in the US	US (Alpharetta Georgia)

Decision Trust

Refer to sub-processor lists for ThreatMetrix and Emailage

Instant Verify International

Entity Name	Purpose of processing	Processing Location
Refinitiv Limited, part of London Stock Exchange Group plc.	Identity verification	US

Firco Insight

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe), or Amazon Web Services, Inc.,	Cloud storage	US or Ireland

Identity Credentials

Entity Name	Purpose of processing	Processing Location
Microsoft Corporation	Microsoft Entra - Cloud based authentication and authorisation	US

IDVerse

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe), or Amazon Web Services, Inc., or Amazon Web Services Singapore Private Limited.	Cloud storage	The customer can select from: US, UK, EU (Germany), Singapore, Australia, Canada, Brazil. Data will be stored only in the selected region.
Known Pty Ltd trading as Kudosity	SMS messaging	Australia (used globally)
Twilio Inc.	SMS messaging	US (used globally)
GB Group Plc	Address validation	EU (used globally)
Experian Australia Pty Limited	Address validation	EU (used globally)

Emailage

(Applicable to certain LexisNexis Risk Solutions customers only per contract terms)

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe) and its affiliates	Cloud storage	Ireland, backed up in Frankfurt. Customer supplied email address may be sent to Amazon Web Services, Inc. in the US and Amazon Web Services Australia Pty Ltd in Australia if they haven’t been seen previously by Emailage
Telesign Corporation	Identity validation and risk assessment	US/Netherlands
Validity, Inc.	Identity validation and risk assessment	US
TowerData, Inc.	Identity validation and risk assessment	US

Insurance UK

Map View / GeoSpatial Intelligence

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

Vehicle Build

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Dirección General de Tráfico (“DGT”)	VRN (Vehicle Registration Number) to VIN (Vehicle Identification Number) conversion	Spain
ControlExpert UK Ltd	Vehicle data from OEMs (Original Equipment Manufacturers)	UK

Vehicle Insights

Entity Name	Purpose of processing	Processing Location
DVLA (Driver and Vehicle Licensing Authority)	Vehicle validation	UK
DVSA (Driver and Vehicle Standards Agency)	MOT validation	UK
Brego (Valuation Provider)	Vehicle value and milage validation	UK
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

Risk Insights

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK
Raintank, Inc. trading as Grafana Labs	Cloud Observability	UK

Precision Claims Home and Motor

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK

Policy Insights

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK
Raintank, Inc. trading as Grafana Labs	Cloud Observability	UK

LexID for Insurance

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

Property Insights

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

No Claims Discount Module

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK
Raintank, Inc. trading as Grafana Labs	Cloud Observability	UK

Attract™ for Motor

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK
Raintank, Inc. trading as Grafana Labs	Cloud Observability	UK

Linked Addresses and Alias Names

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland

Indicium and Consumer Plus

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland
Creditsafe Belgium NV	Company level data validation	Ireland

Quote Intelligence

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Microsoft Corporation	Cloud Storage (Azure)	UK

Emailage Rapid

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud storage	Ireland, backed up in Frankfurt

Vehicle Risk Data

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland

Claims Datafill

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland

Third Party Data Products

Product Name	Entity Name	Purpose of processing	Processing Location
LexisNexis® Informed Claims	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Experian iCache Automotive	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
CDL Vehicle Information Services (CDL VIS)	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Percayso Vehicle Intelligence	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
TransUnion CallReport BSB	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
TransUnion Address Links and Aliases	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
TransUnion TrueVision	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Experian iCache Close Brothers Affordability	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
TransUnion Affordability	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
TransUnion CallID	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
HM Treasury Financial Sanctions List	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Experian iCache Fraud Module	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Synectics SIRA	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
GraydonCreditsafe Augur Full Report	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
MoodysOrbis	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
MLP Propensity to Claim score	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
LexisNexis Compliance Check for Insurance	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Experian iCache Consumer - Public Credit Data (Direct)	Amazon Web Services EMEA SARL (AWS Europe)	Cloud Storage	Ireland
Experian iCache Consumer - Public Credit Data (Direct)	Experian Limited	Identity Verification and Fraud Prevention	UK

Entity Name	Purpose of processing	Processing Location
Amazon Web Services EMEA SARL, Amazon Web Services Inc. and its affiliates, Amazon Data Services Netherlands N.V.	Cloud storage	Ireland/US/Netherlands
Microsoft Corporation	Cloud storage	US/EU
Innecto Reward Consulting	Consultancy support	UK/EU

Pay Equity Analytics

Entity Name	Purpose of processing	Processing Location
Microsoft Corporation	Cloud storage	US/EU
MongoDB, Inc.	Cloud storage	US/UK
Innecto Reward Consulting	Consultancy support	UK/EU

Cirium

Diio – Trips

Entity Name	Purpose of processing	Processing Location
Amazon Web Services Inc. and its affiliates	Cloud storage	US

Sub Processors Last Updated: August 2026

LexisNexis Risk Solutions engages affiliates and other entities to undertake processing activities to assist in providing the services identified below.

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Sub Processors

Last Updated: August 2026