Improve Loan Origination With Differentiated Credit Risk Insights
Achieve credit risk clarity by augmenting existing assessment strategies with alternative credit data.
Download the BrochureEnhanced Risk Intelligence for Improved Credit Decisions
Lenders who enhance their current approach with alternative data can gain a better
understanding of customer credit risk and improve outcomes.
Approve More Applicants
Leverage multiple dimensions of
alternative data to expand your
addressable market of customers
Minimize Defaults
Clarify your understanding of credit
risk to identify high-risk applicants
and reduce default rates
Close Visibility Gaps
Differentiated digital intelligence
can bridge the gaps in your view
of consumer risk
Say yes with confidence while mitigating losses
Unleash the Potential of Differentiated Data Insights
Our industry-leading credit risk solutions enable faster, more confident decisions, allowing
you to approve more applicants while navigating risk more efficiently.
Optimize your loan origination strategies with global risk insights.
The LexisNexis® Risk Solutions Competitive Advantage
Unmatched data sets
Get a precise, up-to-date view
of applicants drawn from a broad range
of alternative data sets
Best-in-class models
Access powerful predictive insights
developed using superior linking
technology and sophisticated analytics
Industry-leading innovation
Leverage continuous innovation
driven by decades of data science
and credit risk expertise
Drive profitability while mitigating losses
Alternative data insights can help you make more trusted origination decisions.
Boost Your Bottom Line and Avoid Credit Abuse With Industry-LeadingAnalytics Solutions
Decision Trust
Bridge visibility gaps in consumer credit risk with global digital insights and improve origination outcomes while mitigating risk.
Markets we serve
Delivering Advanced Credit Risk Intelligence Across Industries
Banks
Refine credit risk scoring
models, serve a larger pool of
applicants and provide more
competitive loan offers.
Buy Now, Pay Later (BNPL)
Improve offer and segmentation
strategies while mitigating
credit abuse.
Neobanks
Expand your customer base with an enhanced understanding of risk, helping to streamline your origination processes.
Fintechs
Streamline loan origination,
enable more cross-selling
opportunities and extend
customized offers.
Unlock new market segments and accelerate portfolio growth.
Frequently Asked Questions
Credit risk assessment regulations vary across geographies. That means financial institutions need to closely monitor reporting and evaluation standards, as well as expectations around consumer protection and inclusivity.
Alternative data can enhance access to credit in emerging markets by offering lenders a means of evaluating creditworthiness for unbanked and underbanked populations. Nontraditional data sources such as utility payments, digital transactions and mobile phone usage can help lenders assess credit risk for those without formal credit histories.
At LexisNexis® Risk Solutions, we pride ourselves on our adherence to privacy and security guidelines in countries across the world. We use robust security features to protect sensitive data and ensure that we remain compliant with international data privacy regulations.
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