Every person, in every city, in every country around the world is unique with their own set of identities that represent who they are. In today’s world we create and manage more identities than ever before.
For most organizations, customer information is highly fragmented — the data is often scattered across various point providers and disconnected from corroborating identities. This lack of cohesiveness paves the way for fraudsters to deploy new strategies and multi-vector attacks, breaking through static defenses to pinpoint vulnerabilities.
LexisNexis® Risk Solutions combines physical and digital identities — including device, behavioral biometric and credit seeking insights— to bring the world of identity together for a 360-degree view of your customers. Our suite of fraud management and identity solutions let you apply the appropriate level of security-related friction for every interaction across the customer lifecycle to prevent fraud before it happens.
LexisNexis Risk Solutions recently took bold steps to ensure broader identity attribute coverage across all risk domains by acquiring a key industry leader.
Emailage® - a renowned expert in global email intelligence and enhanced predictive risk scores was acquired in March of 2020. Emailage® brings market leading expertise to assess fraud risk by utilizing email address metadata, a global contributory network and machine learning algorithms for incalculable benefits.
This acquisition brought an additional intelligence network, that when paired with the existing LexisNexis® Digital Identity Network® creates a constantly expanding collective view of identity activity, legitimacy and confirmed fraud. The end-result is a holistic picture of identity—the unification of physical and digital identity intelligence, email network insights and behavioral biometrics for global consumer recognition.
Together, the integration of Emailage with LexisNexis Risk Solutions provides further evidence of our commitment to expanding innovation and expertise in verifying and authenticating consumer identity and bringing together best-in-class perspectives for a single picture of identity and fraud management.
Consumers are not monolithic and do not fall into neatly categorized buckets. As a result, organizations are increasingly charged with finding a way to interact and “meet them where they are”—whether it’s in person, online, on a mobile device or through another channel – without exposing their company or their customers to increased fraud risk.
Our full range of fraud and identity management tools securely and seamlessly segment risk throughout the customer lifecycle across a secure omni-channel environment allowing organizations to apply the right amount of fraud defense related friction to every customer interaction and enable your business to raise effectiveness and accuracy through:
Our fraud and identity management solutions provide you with real-time, on-demand consumer identity analytics, authentication and investigative insights to enable your business to effectively combat fraud and keep trusted transactions in efficient motion by:
Historically, LexisNexis Risk Solutions has long been the leader in physical identity events and a pioneer in global consumer recognition via our proprietary LexID® linking technology.
In early 2018, LexisNexis Risk Solutions acquired ThreatMetrix˚ offering a new paradigm in fraud identity intelligence. The acquisition added powerful digital identity intelligence capabilities with global coverage, unifying decision analytics across both the customer’s physical and digital journey. LexisNexis® ThreatMetrix® provides digital identity intelligence and authentication powered by insights from billions of transactions and embedded machine learning as the only end-to-end enterprise fraud management solution.
Today, LexisNexis Risk Solutions provides critical insights and capabilities to help prevent fraud with risk appropriate friction for an optimal customer experience. Our fraud detection and management solutions enable organizations to:
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