Prevent and Manage Fraud with a Unified Approach to Identity Trust
Unify Physical and Digital Identity Intelligence for a Complete View of Your Customers
Every person, in every city, in every country around the world is unique with their own set of identities that represent who they are. In today’s world we create and manage more identities than ever before.
- Traditional physical identities that show our offline lives and measure how we use identity information to interact with lenders and service providers.
- Digital identities that represent our online lives such as device identities, behavioral biometrics, and email addresses.
For most organizations, customer information is highly fragmented — the data is often scattered across various point providers and disconnected from corroborating identities. This lack of cohesiveness paves the way for fraudsters to deploy new strategies and multi-vector attacks, breaking through static defenses to pinpoint vulnerabilities.
LexisNexis® Risk Solutions combines physical and digital identities — including device, behavioral biometric and credit seeking insights— to bring the world of identity together for a 360-degree view of your customers. Our suite of fraud management and identity solutions let you apply the appropriate level of security-related friction for every interaction across the customer lifecycle to prevent fraud before it happens.
Financial Services Fraud:
How LexisNexis ThreatMetrix Can Help
LexisNexis® Risk Solutions Global State of Fraud and Identity Report
More Information
LexisNexis Risk Solutions gives you the full 360-degree view of identity to prevent fraud whilst ensuring your customers have a smooth and secure end user experience.
Aggressively Combat and Prevent Fraud with an Increasing Level of Identity Trust Never Experienced Before
LexisNexis Risk Solutions recently took bold steps to ensure broader identity attribute coverage across all risk domains by acquiring a key industry leader.
Emailage® - a renowned expert in global email intelligence and enhanced predictive risk scores was acquired in March of 2020. Emailage® brings market leading expertise to assess fraud risk by utilizing email address metadata, a global contributory network and machine learning algorithms for incalculable benefits.
This acquisition brought an additional intelligence network, that when paired with the existing LexisNexis® Digital Identity Network® creates a constantly expanding collective view of identity activity, legitimacy and confirmed fraud. The end-result is a holistic picture of identity—the unification of physical and digital identity intelligence, email network insights and behavioral biometrics for global consumer recognition.
Together, the integration of Emailage with LexisNexis Risk Solutions provides further evidence of our commitment to expanding innovation and expertise in verifying and authenticating consumer identity and bringing together best-in-class perspectives for a single picture of identity and fraud management.
Use Fraud and Identity Insights to Apply Risk Appropriate Friction to Each Customer Interaction
Consumers are not monolithic and do not fall into neatly categorized buckets. As a result, organizations are increasingly charged with finding a way to interact and “meet them where they are”—whether it’s in person, online, on a mobile device or through another channel – without exposing their company or their customers to increased fraud risk.
Our full range of fraud and identity management tools securely and seamlessly segment risk throughout the customer lifecycle across a secure omni-channel environment allowing organizations to apply the right amount of fraud defense related friction to every customer interaction and enable your business to raise effectiveness and accuracy through:
Our fraud and identity management solutions provide you with real-time, on-demand consumer identity analytics, authentication and investigative insights to enable your business to effectively combat fraud and keep trusted transactions in efficient motion by:
- Detecting and blocking complex fraud
- Streamlining account opening and onboarding
- Reducing unnecessary customer friction and accelerating positive authentication
- Defending against emerging fraud threats through effective fraud identity management
- Optimizing ongoing account servicing
- Minimizing fraud losses and avoiding reputational risk
Gain a Unified Picture of Identity with One Comprehensive Solution Provider
Historically, LexisNexis Risk Solutions has long been the leader in physical identity events and a pioneer in global consumer recognition via our proprietary LexID® linking technology.
In early 2018, LexisNexis Risk Solutions acquired ThreatMetrix˚ offering a new paradigm in fraud identity intelligence. The acquisition added powerful digital identity intelligence capabilities with global coverage, unifying decision analytics across both the customer’s physical and digital journey. LexisNexis® ThreatMetrix® provides digital identity intelligence and authentication powered by insights from billions of transactions and embedded machine learning as the only end-to-end enterprise fraud management solution.
Today, LexisNexis Risk Solutions provides critical insights and capabilities to help prevent fraud with risk appropriate friction for an optimal customer experience. Our fraud detection and management solutions enable organizations to:
- Make physical and digital connections that distinguish fraudulent from legitimate patterns across channels that go beyond physical authentication verification—such as name, address, date of birth or a CVV code associated with a card—to include active ID verification, digital identity biometrics and device assessment
- Blend physical and digital identity to get the full view of the customer that is essential for detecting fraud anomalies based on device use, linkages, remote channel behaviors, locations and patterns
Discover What Others Influencers are Saying about Our Award-Winning Fraud Defense and Fraud Management Solutions
Forrester®
Card Not Present®
CyberSecurity Breakthrough
“LexisNexis Risk Solutions is transforming risk decision making, delivering a comprehensive fraud, identity and authentication solution that recognizes good, returning customers and detects anomalies in behavior of all users to better model future fraud risks.”
James Johnson
Adapt to an Ever Changing Fraud Environment with Transformative Fraud Detection Solutions
LexisNexis Risk Solutions offers best-of-class fraud solutions for a strong multi-layered defense that reduce fraud and costs to your business.
Fraud Analytics
Identity Verification and Authentication
Detect and deflect fraud before it starts with superior risk intelligence.
We believe in the power of data and analytics
to manage risk and uncover opportunity.
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