Phil has over six years of experience in using Data Science and Machine Learning to combat fraud across various industries. Since joining LexisNexis® Risk Solutions in 2022, he has collaborated with leading financial institutions in the EMEA region to develop tailored models for detecting diverse types of fraud. Phil has also contributed to building the LexisNexis® ThreatMetrix® Payment Defense product, which leverages Machine Learning to provide real-time risk assessments of banking payments in the UK market.