Alternative Credit Data

In 2024, alternative data helped lenders regain visibility into consumer creditworthiness. Today, growing confidence in the predictive power of these insights is driving deeper integration across the credit lifecycle, as lenders make strategic adjustments to strengthen decision making and improve portfolio performance.

LexisNexis® Risk Solutions worked with Datos Insights to conduct a global online survey of 875 individuals at financial institutions across 10 countries. Collectively, their responses indicate a stronger focus on end-risk management and operational precision in response to current and anticipated market changes. In the latest edition of our annual report:

• Discover the top challenges lenders expect to face over the next two years
• Learn about leading drivers behind alternative data adoption and expansion
• Explore the measurable impact of alternative data on risk evaluation and portfolio performance

Turn alternative data into your competitive advantage.

Explore how alternative data is helping organizations sharpen risk assessment, optimize efficiency and compete more effectively through clearer, deeper insights into consumer behavior and financial stability.

Download the following resources to learn more: