SEPA Instant Payments Regulation

                       
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Instant Payments Regulation

Instant Payments or Instant Headaches? Next Steps for Complying with the New SEPA Regulation

Explore how the SEPA instant payments regulation will affect financial institutions and how to prepare for it.
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Discover What to Anticipate and How to Prepare for SEPA Instant Payments Regulation

Prepare for the Instant Payments Regulation before it’s too late

SEPA Instant Payments
The SEPA Instant Payments Regulation is here—and it’s a game-changer. Designed to modernize the European payments landscape, this new regulation mandates instant credit transfers within the EU and EEA, requiring banks and financial institutions to process transactions in under 10 seconds.

While the regulation promises increased efficiency, security, and customer satisfaction, it also introduces a complex set of compliance requirements, operational hurdles, and technical overhauls that banks can’t afford to ignore.

Our latest ebook explores the full impact of IPR on the financial services sector—and why proactive adaptation is essential for staying competitive.

Watch: SEPA Instant Payments Regulation Explainer

What You’ll Learn in the Full eBook:

  • Key Deadlines and Requirements:
    Understand the phased rollout of IPR through 2025 and 2027, including what’s expected from PSPs, banks, EMIs, and payment institutions—both in Euro and non-Euro countries.

  • New Compliance Obligations:
    Learn how the shift to daily sanctions screening, mandatory Verification of Payee (VoP) services, and harmonized reporting will affect your compliance workflows.

  • Cross-Border Complexities:
    Discover how differing obligations across jurisdictions—including Switzerland, the UK, and non-Euro EEA countries—impact global and regional players.

  • Operational and Technical Challenges:
    Find out what infrastructure upgrades and staffing models are needed to support 24/7 real-time payment processing.

  • Strategic Recommendations:
    Get actionable insights to help your institution assess risks, plug compliance gaps, and build a future-proof payments strategy.

Why This Matters

With IPR already in effect and new deadlines fast approaching, financial institutions that delay preparation risk non-compliance, operational disruption, and reputational damage. But it’s not just about avoiding penalties—IPR also presents a significant opportunity to lead on innovation, enhance customer trust, and differentiate through better, faster service.

Whether you're a compliance leader, risk officer, or payments strategist, this ebook provides the clarity and direction you need to navigate the regulatory shift with confidence.

Download the ebook now.
Financial Services Corporations
Compliance

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