Top Credit Risk Assessment Trends for 2026
Credit risk trends to prepare for in EMEA, LATAM & APAC
Learn how to more confidently grow portfolios throughout dynamic economic conditions and regulatory changes.
Credit risk is becoming more complex than ever before. Shifting consumer behavior, dynamic economies and accelerating digital adoption are reshaping how financial institutions assess risk across the globe.
To help risk leaders stay ahead, we’ve outlined the most pressing credit risk assessment trends in 2026 across Europe, the Middle East and Africa (EMEA); Latin America (LATAM) and Asia-Pacific (APAC). Each infographic highlights the unique challenges and opportunities facing lenders and servicers in these regions, from compliance changes and financial inclusion initiatives to fraud prevention and portfolio resilience.
APAC: Credit Risk Trends for 2026
In APAC, fragmented regulations across countries and accelerating digital adoption are reshaping credit risk. This infographic examines:
- Consumer credit regulation changing cross-border lending
- Digital identity fraud in underbanked markets
- Economic volatility driving first-party fraud and delinquencies
EMEA: Credit Risk Trends for 2026
Across EMEA, lenders face new regulatory complexity at the same time as a surge of thin- or no-file credit-seeking consumers. This infographic explores:
- New compliance regulations adding complexity across the region
- Swelling credit demand among vulnerable consumer segments
- Economic strain increasing fraud and delinquency
LATAM: Credit Risk Trends for 2026
Digital credit growth across Latin America is unlocking new opportunities but also exposing new risk. This infographic highlights:
- Harder-to-scale approval rates for digital credit
- Lenders seeking deeper, more complete customer profiles
- Intensifying fraud and delinquency risks as digital lending grows
