Routing Transit Number (RTN) File

What is an American Bankers Association (ABA) Routing Number? 

ABA Routing Numbers play a crucial role in financial transactions, enabling the transfer of money domestically across the U.S and internationally into the U.S. Different bank branches have different ABA Routing Numbers, so two branches of the same bank can be identified individually. Each bank branch has multiple ABA Routing Numbers to facilitate different transactions for varying purposes, such as physical cheques, electronic funds transfer, direct deposits and online banking. 

Who uses ABA Routing Numbers?

The Automated Clearing House (ACH) Network use ABA Routing Numbers for direct deposits, bill payments and other automated money transfers. The Federal Reserve (FDR) use ABA Routing Numbers when processing Fedwire fund transfers. Businesses use ABA Numbers to keep bank master data tables up-to-date, and banks use them to ensure that they have accurate details of all other banks they send money to in the U.S.

How do you get an ABA Routing Number? 

As Registrar of Routing Numbers for the ABA, LexisNexis® Risk Solutions is responsible for the assignment of routing numbers in accordance with eligibility criteria outlined in the ABA Routing Number Policy. To apply for a routing number, a financial institution must submit the following:

• Completed Routing Number Application and Agreement
• Preliminary, or final, charter approval from the chartering agency (State Banking Department, OCC, NCUA, etc.)
• The application fee (please see application form for fees).

Upon receipt of the completed application form, charter approval and application fee, the Routing Number Application will take approximately two weeks to process. Please note that submitting incomplete information may delay processing.

Separate forms are available for:

• Routing Number Transfer/Reinstatement Application
• Electronic Transaction Identifier (ETI) Application
• Routing Number Retirement Form (NOTE: this form must be completed by an officer of the institution to which the number is assigned) 

Registrar Contact Information:

Jean McCord
Phone: +1 847 933 8147

David Loor
Phone: + 847 933 8148

Registrar email:
registrar@lexisnexisrisk.com

Why is it important to keep ABA Routing Numbers up to date?

Inaccurate ABA Routing Numbers cause transfer delays and costly errors, leading to significant financial losses. Accurate ABA Routing Numbers support smooth and efficient financial transactions while enabling organizations to trace the origin and destination of money transfers. 

RTN Codes You Can Rely On

Need access to accurate and up to date RTN codes? Find out today how to receive comprehensive RTN coverage.