LexisNexis Risk Solutions and Kaulkin Ginsberg Research Credit Card Delinquencies and Charge-Offs

12/05/2018

ATLANTA — Today, LexisNexis® Risk Solutions, a part of RELX Group (NYSE: RELX) and Kaulkin Ginsberg Company, the accounts receivable management (ARM) advisory firm, published a series of research articles that seek to further explain the state of the collections market, specifically touching on credit card delinquencies and charge-offs.

The pieces explore how creditor, consumer and government behaviors are in a constant state of flux, attempting to maintain stability in the marketplace. Each article investigates a unique behavior and highlights what courses of action can be enacted, through public and private policies, to mitigate risk for the collections industry.

“We are proud to have aligned with Kaulkin Ginsberg on this important research into the state of credit card delinquencies and the charge-off markets,” said Jason Horsley, director, collections market strategy, LexisNexis Risk Solutions. “For collections practitioners, keeping up to date on national trends is incredibly important, particularly as consumer financial profiles and behaviors evolve. Increased consumer credit-card debt has forced creditors to re-evaluate their portfolios, making this information and analysis valuable for the industry.”

“Understanding historical trends enhances our ability to anticipate changes in the future, allowing executives of ARM firms and related companies to more effectively manage their operations and be better prepared for economic and market occurrences,” said Mike Ginsberg, president & CEO of Kaulkin Ginsberg Company. “Our strategic advisory and research team presents these trends and accompanying analyses in collaboration with LexisNexis Risk Solutions to help ARM industry participants better capitalize on various creditor, consumer or regulatory changes. We’re thankful for the efforts of Jason and the rest of LexisNexis Risk Solutions team to help us construct these articles and provide them to the industry.”

Collections professionals and other people interested in the topics can read the articles on Kaulkin Ginsberg Company’s distinctive, member-only information service KG Prime, designed exclusively for the leaders of ARM firms, and on the LexisNexis Risk Solutions website.

About Kaulkin Ginsberg Company
Since 1991, Kaulkin Ginsberg Company has provided critical strategic advice to the accounts receivable management industry. Our client-centric approach covers almost every stage of a company’s life cycle and enables us to maintain longstanding relationships as trusted advisors. We provide mergers and acquisition advisory, strategic consulting, valuation and financial solutions, market intelligence and analysis, as well as litigation support and expert witness. Visit www.kaulkin.com for more information.

About LexisNexis Risk Solutions
LexisNexis® Risk Solutions provides customers with information-based analytics and decision tools that combine public and industry-specific content with advanced technology and algorithms to assist them in evaluating and predicting risk and enhancing operational efficiency. Headquartered in metro Atlanta, Georgia, the company has offices throughout the world, serves customers in more than 190 countries and territories and is part of RELX. For more information, please visit LexisNexis Risk Solutions and RELX.