While physical biometrics look at attributes such as fingerprints, Behavioral Biometrics analyze patterns of online activity.
As we know all too well, fraudsters are experts at avoiding detection. They deploy complex cyberattacks and continually develop new strategies to bypass controls and exploit vulnerabilities. Knowing the difference between trustworthy citizens and high-risk users in real time is difficult. And when we add more security measures, this often produces unwanted friction for customers.
The best proven approach is a layered defense to help make better risk decisions.
That’s where Behavioral Biometrics for Government come in, an innovative fraud detection technology that adds an entirely new dimension to risk assessment without causing a negative user experience. When combined with digital identity intelligence, it offers unmatched protection and fraud prevention.
Swipe, Scroll, Click
So what do Behavioral Biometrics measure? While physical biometrics look at attributes such as fingerprints, Behavioral Biometrics analyze patterns of online activity, such as:
KEYBOARD BEHAVIOR. How is the keyboard used? What is the typing speed? Were any special keys pressed? Were any keyboard shortcuts taken?
MOUSE BEHAVIOR. How does the mouse move around the page? Does it ever go off the page?
PHONE BEHAVIOR. Is the phone being held in landscape or portrait position? What is the rotation and angle of the phone?
TOUCHSCREEN BEHAVIOR. How is the touchscreen used? What is the swipe speed? What is the shape of the finger/pointer? How much pressure is being exerted?
These activities are vastly different across different groups of users and can be an effective way of differentiating between trusted and high-risk behavior, as well as human and non-human traffic.
Behavioral Biometrics is able to support risk-based decisioning because it can help separate bots from human traffic and identify “good” citizen profiles, as well as reliably profile fraudsters and detect suspicious, anomalous behaviors.
Undetectable and Private
The good news is that behavioral traits can be captured in the background. The data collection is imperceptible to users, so they don’t feel an increased interrogation of their transaction.
Instead, you get powerful security controls to continuously assess device interactions, without imposing any of the bothersome roadblocks that typically accompany security tests and annoy customers.
Additionally, data protection is key to Behavioral Biometrics. The product is “privacy by design.” The solution doesn’t capture passwords or personally identifiable information, so the privacy and security of users is maintained.
Better Fraud Decisions
Differentiating between good and bad online behavior is harder than ever. Gathering data across multiple touchpoints in the online journey helps build richer behavioral profiles and inform better decisions.
Behavioral Biometrics allows agencies to detect high-risk scenarios and make better fraud decisions. It adds an extra layer of intelligence to identity authentication and represents a powerful tool in the fight against cybercrime.
Get more details by downloading our LexisNexis® Behavioral Biometrics for Government brochure. You can also call 866.528.0780 for more information.
Access Full LexisNexis® Behavioral Biometrics Brochure:Download PDF