2025 Credit Risk Assessment Trends

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Explore the Top 5 Credit Risk Assessment Trends for 2025

Understand the potential impacts of an evolving credit risk landscape.
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Challenges, Opportunities and What It Will Take to
Adapt in 2025

Get data-backed predictions and insights for navigating the changing landscape of credit risk assessments.


Financial institutions are facing an increasingly complex and volatile credit ecosystem. Keeping up with changing regulations, evolving consumer behavior trends and shifting reporting practices is becoming more and more difficult. 

Additionally, different groups of consumers are experiencing the economy in starkly different ways. 2024 market activity offered indications of a K-shaped recovery trend, with some consumers thriving and looking to spend and borrow accordingly, while other consumers remain burdened by financial stress, economic instability and mounting debt. 

This dynamic environment will present both challenges and opportunities for financial institutions over the next year. To help financial institutions gain a clearer sense of the marketplace so they can evolve and adapt their business strategies, we have collected our top five predictions for the credit risk assessment trends to watch in 2025.
2025 Credit Trends
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Prepare for growth with a clear view of key credit risk assessment trends

Meet challenges head on with credit insights from LexisNexis®Risk Solutions.