Business Credit Report Request

Procedures for obtaining a copy of a business credit report from  Experian  or D&B

What Experian Commercial Relations Needs From the Business

  • If the company has been declined for insurance a quote for insurance or has had its insurance increased due to an Experian commercial credit report in the past 60 days, a copy of the declination letter or an email, both from the insurance carrier to the business owner, must be supplied.
  • On Company letterhead, state that you are requesting a copy of your company's credit report. Include a list of company name variations and previous addresses, including PO Boxes and warehouse addresses. If you have only one address or one name, please state that in your written request.
  • Request must be signed by an officer of the company (name & title).

Where To Submit the Request
The Request for Report should be submitted to Commercial Relations by:

  • Email to
  • Fax to 714.830.2903
  • Mail to Experian:
    Commercial Relations
    PO Box 5001
    Costa Mesa, CA 92628-5001

Procedures for obtaining a copy of a business credit report from Dun & Bradstreet
A current, registered executive officer of the company may contact Dun & Bradstreet by either of the following methods:

Phone: 1.877.753.1444.
The business hours are Monday through Friday 8am to 9pm Eastern time.

Dun & Bradstreet contracts with a third party to administer this service. They may advise that you will have to pay to obtain a copy of the credit report. Make sure to describe that your call is in direct response to an adverse action taken by an insurance company and you want to obtain a copy of your credit report to make sure the information contained on it is correct.

Additional Information

  • Instructions on how to dispute any item on the report will be included with the report.