Raising the Bar for Credit-Based Insurance Scores

LexisNexis® Attract™ helps carriers actively manage risk and make better use of credit information to boost underwriting efficiency.

LexisNexis® Attract™

Attract™ credit-based insurance scores help carriers conveniently and accurately classify insureds and applicants according to their risk potential, leading to improved underwriting.

For more than two decades, LexisNexis Risk Solutions has helped improve rating, pricing, and underwriting decisions for the insurance business. These solutions span the home, auto, and commercial markets. Superior loss predictability, regulatory, compliance, and easy implementation that improves business outcomes remain core to the Attract™ suite of scores. The next generation, Attract™ 5.0 solution provides carriers the ability to make even better use of consumer credit information to improve underwriting efficiency further.
Insurance credit score benchmark diagram for Attract auto
Insurance credit score benchmarking for Attract home
Leverage a methodology and expertise set that helps deliver more accurate results.
Advances in statistical computing allow for an ever-more iterative approach to model building. Our team of statisticians possesses a wealth of model-building experience, including our existing off-the-shelf Attract™ models, along with numerous carrier-specific models. Our modeling team has re-examined and overhauled minimum scoring criteria, resulting in fewer “no-score” returns than previous models.

Take advantage of these next-generation credit-based insurance scores to actively manage risk. Apply new Attract™ capabilities to rank applicants and make better use of credit-related data for accurate risk assessments that boost underwriting efficiency.

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More Information

LexisNexis® Attract™ 5.0RIsk Segmentation Overview Brochure

Attract is a consumer reporting agency product provided by LexisNexis Risk Solutions and is fully compliant with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified.