LexisNexis® C.L.U.E.® Auto Damage 360 combines the power of C.L.U.E.® Auto with incremental accident and damage events to deliver a more comprehensive view of the risk. The enhanced data set pulls accident records from LexisNexis® Vehicle History® and police record data on a C.L.U.E.® subject and vehicle inquiry to help you rate the risk with more precision.
Find Unreported Accident Data
When it comes to vehicle damage, many U.S. auto insurance carriers order a C.L.U.E. Auto report, but only use claims information on the subject for their rating plans. Adding Vehicle History® and police report data returns more damage events from both the current owner and prior owners of the vehicle.
Discover Duplicate Events
Some incremental damage events may be duplicates of what is already in the C.L.U.E. Auto report, and other events are net new. The ability to identify and suppress duplicate events by the current or prior owner helps you rate more accurately.
Account for Ownership Changes
Attach damage events to the correct owner when vehicle has recently been purchased.