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C.L.U.E.® Auto Damage 360



Enhanced C.L.U.E.® Report Helps You Rate More Accurately

LexisNexis® C.L.U.E.® Auto Damage 360 combines the power of C.L.U.E.® Auto with incremental accident and damage events to deliver a more comprehensive view of the risk. The enhanced data set pulls accident records from LexisNexis® Vehicle History® and police record data on a C.L.U.E.® subject and vehicle inquiry to help you rate the risk with more precision.

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Verify if an applicant is shopping with a newly purchased vehicle

Find accident events not tied to a claim

Assist in supporting compliance requirements

Rate and segment applicants with more accuracy

Discover Additional Damage Events

While C.L.U.E.® Auto helps you find more claims data than any other source, some events may not be reported to C.L.U.E. For example, drivers in a single car incident with minimal damage may decide to pay for the repairs themselves. Third party involvement is not part of the contribution, so this type of incident may go unaccounted for even if there was damage.

Find Unreported Accident Data
When it comes to vehicle damage, many U.S. auto insurance carriers order a C.L.U.E. Auto report, but only use claims information on the subject for their rating plans. Adding Vehicle History® and police report data returns more damage events from both the current owner and prior owners of the vehicle.  

Discover Duplicate Events
Some incremental damage events may be duplicates of what is already in the C.L.U.E. Auto report, and other events are net new. The ability to identify and suppress duplicate events by the current or prior owner helps you rate more accurately. 

Account for Ownership Changes
Attach damage events to the correct owner when vehicle has recently been purchased. 


C.L.U.E Auto Damage 360 Brochure

Discover the damage events you may be missing to rate more accurately

Brochure

C.L.U.E. Auto

The industry standard for auto claims history

Information on C.L.U.E. Auto

Prior vehicle damage is indicative of future claims.

Our internal studies show that if a vehicle is involved in an accident, it has a 10% higher claim frequency than vehicles with no prior damage. As the damage accumulates, the claim frequency increases. Therefore, incremental accident data provides a competitive advantage to help you more accurately set the appropriate rate for each risk.
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