C.L.U.E.® Auto Damage 360
Enhanced C.L.U.E.® Report Helps You Rate More Accurately
LexisNexis® C.L.U.E.® Auto Damage 360 combines the power of C.L.U.E.® Auto with incremental accident and damage events to deliver a more comprehensive view of the risk. The enhanced data set pulls accident records from LexisNexis® Vehicle History® and police record data on a C.L.U.E.® subject and vehicle inquiry to help you rate the risk with more precision.
While C.L.U.E.® Auto helps you find more claims data than any other source, some events may not be reported to C.L.U.E. For example, drivers in a single car incident with minimal damage may decide to pay for the repairs themselves. Third party involvement is not part of the contribution, so this type of incident may go unaccounted for even if there was damage.
- Verify if an applicant is shopping with a newly purchased vehicle
- Find accident events not tied to a claim
- Assist in supporting compliance requirements
- Rate and segment applicants with more accuracy
Best Data Tool Award Winner
LexisNexis® C.L.U.E.® Auto Damage 360 was awarded Best Data Tool 2024 as part of the annual SIIA CODiE Awards.
Discover Additional Damage Events
- Find Unreported Accident Data: When it comes to vehicle damage, many U.S. auto insurance carriers order a C.L.U.E. Auto report, but only use claims information on the subject for their rating plans. Adding Vehicle History® and police report data returns more damage events from both the current owner and prior owners of the vehicle.
- Discover Duplicate Events: Some incremental damage events may be duplicates of what is already in the C.L.U.E. Auto report, and other events are net new. The ability to identify and suppress duplicate events by the current or prior owner helps you rate more accurately.
- Account for Ownership Changes: Attach damage events to the correct owner when vehicle has recently been purchased.
Prior vehicle damage is indicative of future claims.
