Verify Identities With Pinpoint Precision
Confidently verify your customers’ identities with speed and accuracy to help maximize commercial opportunities, reduce manual reviews and protect your business from bad actors.
Drive operational efficiencies and build trust with inclusive verification.
LexisNexis® InstantID® matches an individual’s personally identifiable information (PII) to one of the most comprehensive and robust reference databases covering almost 100% of U.S. adults with 99.99% precision - giving you the assurance that your customers are who they say they are.
Achieve identity verification assurance with a crystal-clear view
of who your customers are.
Helping you to provide quick, low friction onboarding journeys and Customer Identification Program (CIP)
checks that maximize customer acquisition and accelerate time to value.
Transform onboarding and unlock business growth
Remove uncertainty and minimize manual reviews
Maximize verifications with complete confidence
Improve operational efficiency while delivering an optimal user experience
Is this a real identity?
Rising rates of identity manipulation, synthetic identities, immigration and fraud are making KYC and IDV more difficult.
The challenge of confidently verifying that new customers are who they say they are, particularly young adults and re-emerging or new-to-country individuals, is increasing.
10%
Over 10% of U.S. consumers are not reported at a credit bureau.1
63%
Nearly two-thirds (63%) of financial firms report overall fraud increasing at least 6% in the prior 12 months.2
1.1B
1.1 billion people do not have a digital record of their identity.3
281M
In 2020 there were 281 million immigrants around the world.4
500%
Synthetic identities have risen 500% between 2020 and 2023.5
Uncertainty in identity verification leads to:
Increased compliance and labor costs to manually review false positives, unverified applicants and discrepancies.
Greater risk exposure of onboarding bad actors.
Loss of good customers excluded due to a lack of verification data, or abandoning application due to a frustrating, drawn-out onboarding experience.
How Does InstantID Work?
LexisNexis® InstantID® uses an individual’s personally identifiable information to:
Validate the consistency of PII belonging to an identity
Verify the input elements belong to a single identity
Identify compromised or suspicious identities
Defining the gold standard of accuracy in individual identity data verification
High Precision Matching
Match with 99.99% precision
Comprehensive Referential Data
91 billion public and proprietary records
Inclusive Identity Verification
93% of Gen Z consumers successfully verified
Exceptional Coverage
~100% of US adult population
Highly configurable
Returns verified fields and ~90 risk insights
Flexible deployment
API, batch, portal, platform
The customer’s Personally Identifiable Information (PII) is entered.
The PII elements are then verified against our database of LexID® unique identifiers built and updated from10,000+ data sources.
InstantID returns a Comprehensive Verification Index, verified fields and risk indicators.
Use additional data sources to improve verification. Augment with risk indicators. Tailor workflow decision logic.
Empower essential customer processes with trusted identities
New Account Opening and Onboarding
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Verify more customers.
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Straight through processing for genuine customers.
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Reduce false positives.
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Identify manipulated personally identifiable information.
Compliance Checks
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Support customer identity programs.
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Facilitate re-KYC processes.
Why choose LexisNexis® Risk Solutions
We are world leaders in physical, digital and behavioral intelligence.
A fraud and identity management leader, enabling customers to manage risk, grow their business and enhance the customer experience.
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Public records-based data sets: LexID® advanced analytics and innovative linking technology
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Contributory data sets: Identity intelligence from LexID® Digital with dynamic linking through LexisNexis® Digital Identity Network®
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Behavioral data sets: Behavioral intelligence and continuous authentication technology.
Ask Sales For a Demo
InstantID - a solution you can trust to deliver proven results:
10%
increase in verification rates using verification standards optimization. (Ecommerce platform)
2.25%
increase in approval rating for National Credit lender - representing 20,000 more applications.
References:
1 The CFPB Office of Research
2 LexisNexis® True Cost of Fraud™ Study 2023
3 The 2023 ID4D and G2Px Annual Report, The World Bank, 2024
4 World Migration Report 2024
5 LexisNexis® Risk Solutions study: Hidden in Plain Sight
1 The CFPB Office of Research
2 LexisNexis® True Cost of Fraud™ Study 2023
3 The 2023 ID4D and G2Px Annual Report, The World Bank, 2024
4 World Migration Report 2024
5 LexisNexis® Risk Solutions study: Hidden in Plain Sight
InstantID®, FraudPoint®, LexisNexis® Red Flags Rule Report, LexisNexis® OFAC Screening or FraudDefender® does not constitute a "consumer report" as that term is defined in the federal Fair Credit Reporting Act, 15 USC 1681 et seq. (FCRA). Accordingly, InstantID®, FraudPoint®, LexisNexis® Red Flags Rule Report, LexisNexis® OFAC Screening or FraudDefender® may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another permissible purpose under the FCRA. Due to the nature and origin of public record information, the public records and commercially available data sources used in reports may contain errors.
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