LexisNexis® InsurQuote® Replicated Credit is one of the most sophisticated approaches to handling credit for competitive intelligence analysis, yielding high precision results that better represent the market-rate levels.
Archived credit reports are ordered on consumers and scored for the models in the replicated credit library developed from public Department of Insurance (DOI) filings. The resulting replicated credit scores are applied at a driver or consumer level, depersonalized, and merged with risk characteristics to yield a comprehensive policy set that is delivered to the carrier in a format ready for use in InsurQuote®.
Leverage an Extensive Library of Replicated Credit Models