LexisNexis Small Business Credit Score
Small business credit report data can help leverage the profit potential of small businesses
The LexisNexis Small Business Credit Score solution features our market-leading coverage of small business credit reports to help determine unique and highly predictive credit risk scores.
Predict the likelihood that a business account will become delinquent or charged off using LexisNexis data on small businesses and their owners/authorized representatives.
Benefits
- Provides broad coverage on US consumer populations – upwards of 98% of the US adult population
- Blended business credit report ratings draws in the strength of the LexisNexis Small Business Credit Score solution
- Business-only score improves risk assessment and segmentations
- Brings a definable lift in “thin-file” businesses that are new to credit and lack payment history
Features
- Scores range 501-900. Also generates an exception score (222) for insufficient business credit data to generate a score
- Segments >40% more “bads” into the lower scoring third of accounts in a typical credit card portfolio than a business credit score built on commercial credit performance alone
- Blended business + consumer score increases segmentation to >50% more “bads” into the lower scoring third of accounts
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