Mortgage Asset Research InstituteMortgage Industry Data Exchange (MIDEX®), InstantID® or FraudPoint® do not constitute a "consumer report" as that term is defined in the federal Fair Credit Reporting Act, 15 USC 1681 et seq. (FCRA). Accordingly, Mortgage Asset Research Institute, Mortgage Industry Data Exchange (MIDEX®), InstantID® or FraudPoint® may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another permissible purpose under the FCRA. Due to the nature and origin of public record information, the public records and commercially available data sources used in reports may contain errors.