Risk Classifier

Classify risks more quickly- while minimizing costly underwriting requirements 

An advanced risk assessment solution, LexisNexis Risk Classifier utilizes data from attributes derived from public records, driving history and credit to help better assess a proposed insured’s risk profile – then distills it into a numeric score with reason codes. It’s all done in real time and without the need to pull fluids.


Apply resources effectively
Place applicants into appropriate risk classes and ensure your underwriters only see the more complex cases that require their valuable expertise.

Speed up underwriting

Make advanced risk assessments on proposed insureds in real time.

Reduce expenses
Properly classify applicants up front and avoid more costly and invasive requirements.

Price precisely
Price policies more competitively based on more accurate risk assessments.

Improve efficiency
Reduce cycle times and drop-out rates by eliminating the need to conduct invasive medical/laboratory tests.

Please customers

Improve the customer experience with less hassle and by fast-tracking simpler cases.


Access robust data
Leverage billions of public records and more than 20,000 data sources through Risk Classifier.

Simplify risk assessment
Apply advanced technology, using FCRA-governed data sources, to distill information into a numeric score with reason codes.

Streamline workflow
Risk Classifier integrates easily into your underwriting workflow, whether as part of a rules engine or as a standalone screen.

Connect your data

Our patented linking technology, LexID®, creates intelligent connections between disparate data sources.

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LexisNexis Risk Classifier
LexisNexis Risk Classifier is a consumer reporting agency product provided by LexisNexis Risk Solutions and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors.Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc., used under license. Copyright © 2017 LexisNexis.