Apply resources effectively
Place applicants into appropriate risk classes and ensure your underwriters only see the more complex cases that require their valuable expertise.

Speed up underwriting
Make advanced risk assessments on proposed insureds in real time.

Reduce expenses
Properly classify applicants up front and avoid more costly and invasive requirements.

Price precisely
Price policies more competitively based on more accurate risk assessments.

Improve efficiency
Reduce cycle times and drop-out rates by eliminating the need to conduct invasive medical/laboratory tests.

Please customers
Improve the customer experience with less hassle and by fast-tracking simpler cases.

Access robust data
Leverage billions of public records and more than 20,000 data sources through Risk Classifier.

Simplify risk assessment
Apply advanced technology, using FCRA-governed data sources, to distill information into a numeric score with reason codes.

Streamline workflow
Risk Classifier integrates easily into your underwriting workflow, whether as part of a rules engine or as a standalone screen.

Connect your data
Our patented linking technology, LexID®, creates intelligent connections between disparate data sources.