LexisNexis® Risk Classifier
Better stratify risk and
minimize costly and invasive
requirements with LexisNexis®
Risk Classifier
Our advanced risk assessment solution gives underwriters a robust view of life insurance customers without invasive application requirements.
See beyond the obvious: LexisNexis Risk Classifier utilizes attributes from public records, driving history and credit, which are distilled into a numeric risk score so you can triage and make better informed accelerated underwriting decisions.
Benefits
Make advanced risk assessments more precisely in near real time
Ensure underwriters see the cases that need their valuable expertise
Save time and resources with an accelerated underwriting process
Improve the customer experience by offering a simpler, less invasive, and faster process
Features
Utilize industry-leading data
— billions of public records
and 10,000+ data sources
Customize thresholds to fit
your needs and identify
complex applications
Use in either system-to-system and batch formats
Connect data
for more intelligent insights
with our patented linking
technology, LexID®
LexisNexis® Risk Classifier provides you with a numeric score that corresponds to a proposed insured’s risk profile, so you can make more consistent, informed underwriting decisions, optimize underwriting spend and price policies more competitively — all things that allow you to bring your customers faster, more convenient service.
Ready for the next-generation life mortality model?
Improve your risk assessment by adding medical data (prescription history, medical diagnoses and clinical lab reports) into one streamlined mortality model.
Featured Content
Brochure
Learn how to integrate LexisNexis Risk Classifier into your underwriting workflow
LexisNexis® Risk Classifier is a consumer reporting agency product provided by LexisNexis Risk Solutions and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq. LexID® is not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) and do not constitute “consumer reports,” as that term is defined in the FCRA. LexisNexis, the Knowledge Burst logo, are registered trademarks of RELX Inc., used under license.
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