Small Business Credit Score with SBFE Data

Leverage the profit potential of small businesses

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The Small Business Credit Score melds LexisNexis market-leading coverage of small businesses with SBFE commercial credit payment histories into a unique and highly predictive credit risk score.

Predict the likelihood an account will become delinquent or charged off using SBFE financial data and LexisNexis Alternative Data on small businesses and on their owners/authorized representatives

Benefits

  • Provides broad coverage on US consumer populations – upwards of 98% of the US adult population
  • Blended score draws in the strength of the LexisNexis Small Business Credit Score with SBFE Data blended with LexisNexis
  • Business-only score improves risk assessment and segmentations
  • Brings a definable lift in “thin-file” businesses that are new to credit

Features

  • Broad coverage on US consumer populations (upwards of 98% of the US adult population)
  • Scores range 501-900. Also generates an exception score (222) for insufficient business data to generate a score
  • Segments >40% more “bads” into the lower scoring third of accounts in a typical credit card portfolio than a credit score built on commercial credit performance alone
  • Blended business + consumer score increases segmentation to >50% more “bads” into the lower scoring third of accounts

Get it now: For more information about Small Business Credit Score with SBFE Data, call 800-953-2877 

The LexisNexis Small Business Credit Report is not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act, 15 U.S.C. § 1681, et seq. (“FCRA”) and do not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, this report may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another purpose in connection with which a consumer report may be used under the FCRA. Due to the nature and origin of public record information, the public records and commercially available data sources used in reports may contain errors.