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Anticipate Shifting Risk in Your Portfolio

Identify at-risk accounts with alternative data insights. Then apply proactive strategies to mitigate defaults and boost debt recovery.
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Integrated Servicing and Recovery Strategies


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Reassess credit risk across the customer lifecycle

Traditionally, the focus of credit evaluations has been at the account origination stage. Vetting and onboarding new customers requires significant resources. But credit assessment, due diligence and account monitoring should continue throughout the customer journey. Consider these questions:

  • What strategies do you have in place to recognize shifting risk in your customers?
  • How can you identify and remediate customers on the brink of delinquency or default?
  • Are there opportunities to expand accounts and maximize portfolio performance?
Accomplish these actions at different stages of the customer lifecycle:

Leverage alternative data insights to build your servicing and recovery strategy

In times of economic uncertainty, when consumer debt and delinquencies are rising, lenders seek to prevent defaults in their portfolio. Proactive engagement with accounts can bolster customer loyalty and keep customers in-brand while recovering in a profitable way. When the economy is healthy, servicing your portfolio helps you find new growth through upsell and cross-sell to customers.

LexisNexis® Risk Solutions collections and recovery
solutions fueled with alternative data can drive
increased workflow efficiencies and profitability.

LexisNexis® Banko® Solutions leverages millions of bankruptcy and deceased records to provide automated daily notifications of bankruptcy and deceased filings.

LexisNexis® Military Status identify active-duty military members to facilitate compliance with the Service members Civil Relief Act (SCRA).

LexisNexis® RiskView™ Payment Score rank-orders accounts based on the likelihood that a consumer will make a payment in the next three months and the size of that payment.

LexisNexis® RiskView™ Attributes for collections includes 350+ next-generation insights, offering powerful, granular alternative data for use in your internal scoring models.

Contact Strategies
LexisNexis® Accurint® for Collections, as part of the contact and locate workflow, provides access to public and proprietary data from thousands of proven sources including information on relatives, associates, addresses, phone numbers and more. Easily rectify errors in contact information.

PAYMETRIX® offers the power to identify previously undiscovered consumer assets. You’re able to determine if a customer has the resources to pay the debt and how quickly they can satisfy a judgment.

Optimize Account Servicing and Debt Recovery

Use proactive servicing strategies fueled with alternative data insights.

Build Credit Portfolio Resilience

Monitor portfolio credit risk and reach out to customers showing early signs of delinquency.

Elevate Your Recovery Strategies

Leverage alternative data insights to energize your collections workflow.

Integrated servicing strategies enriched with alternative data insights enable you to proactively engage with customers. By embracing preemptive measures, you have an opportunity to mitigate delinquency and defaults, foster business growth through targeted cross-sells and upsells, and ultimately enhance the performance of your portfolio.

Banko is a registered trademark of LexisNexis Risk Solutions FL Inc.  RiskView is a trademark of LexisNexis Risk Solutions Inc.  Accurint is a registered trademark of LexisNexis Risk Data Management Inc.  Other products and services may be trademarks or registered trademarks of their respective companies.