Build a More Complete Picture of Consumer Credit Risk
Leverage enhanced granularity and unique insights for powerful, predictive lift in credit risk models.
Download the Brochure350+ Next-Generation insights help improve credit risk assessment
Consumer behaviors and expectations are changing. In a rapidly evolving market, where lenders face increased competition, evolving credit behaviors and shifting consumer expectations, granular alternative data sets can
help drive more profitable lending decisions. It’s time to build a more complete picture of consumers.
LexisNexis® RiskView™ Attributes provides custom credit risk models and strategies, which you can incorporate
when building and refining your own risk models. RiskView™ Attributes provide coverage of 99% of the U.S. adult population — especially among no-hit and thin-file “credit invisible” populations.
These FCRA-regulated attributes combine industry-leading sources of alternative credit inquiries, non-credit
events and public records data to dramatically improve both the performance and scoreability of existing credit
models and strategies.
Optimize pre-screen campaign performance
Improve segmentation among consumers with similar risk profiles
Approve more people without increasing risk
Enhance risk modeling performance across the credit spectrum
Increase financial inclusion
Assess traditionally unscorable consumers with no-hit or thin-file credit histories.
Clarify decisions on consumers on the margin
Maximize acceptance rates while managing risk exposure with improved predictive capabilities for near-prime applicants.
Refine assessment of prime consumers
Refine offers for applicants, improving risk segmentation within highly competitive traditional credit score bands.
Identify, evaluate and score 50 million more consumers
than traditional credit scoring solutions.
Improve risk assessment at every stage of the customer lifecycle
Expand your addressable market by identifying overlooked target consumers.
Increase approvals, manage risk and deliver more competitive, profitable offers.
Identify opportunities to grow customer relationships and manage evolving risk.
Develop customizable outreach strategies to best rehabilitate delinquent consumers.
More unique insights. Greater granularity. More confident decisions.
350+ best-in-class attributes help you gain a full picture of your consumers.
Incorporate detailed alternative credit data and non-credit event data into your models.
Alternative creditseeking insights
Stability insights
Asset insights
Public records
Identity insights
Featured content
Leverage unique insights and greater granularity
Learn more about how RiskView™ Attributes can help you at every stage of the customer life cycle.
Deliver powerful, predictive credit assessments
Learn how RiskView™ Attributes can help you capture a more complete view of consumer credit risk.
Expand your perspective on consumer credit risk.
Ready to improve credit risk assessment across the customer life cycle?
Contact us to learn more.