LexisNexis® Active Insights
See what’s changed ahead of renewal—so you can price more precisely and protect your best auto insurance customers.
Risk doesn’t wait for renewal
Risk doesn’t stand still between underwriting and renewal. New drivers enter the household. Driving behavior and claims exposure change. Policyholders can begin shopping for new policies long before they receive a policy renewal notice.
Relying on generic data or manual processes can increase the risk of missing signals that affect insurance pricing and policyholder retention. Without a clear view of what’s changed ahead of renewal, carriers may rely on broad actions that can erode retention—pricing out profitable customers while retaining higher risk drivers.
With clearer visibility into what’s changed since underwriting—across risk and shopping behavior—you can make more precise decisions to help retain profitable customers, maintain price to risk and protect the long-term health of your book.
Monitor insurance risk and shopping changes across your renewal book
With LexisNexis® Active Insights, you gain continuous risk monitoring across your in-force book for material changes that can influence renewal pricing and retention decisions, including early signs of shopping. Built on verified, insurance-relevant data that goes beyond traditional records, it captures violations and risk changes earlier and more completely across the household—helping you make policy renewal and retention decisions that reflect how risk has evolved.
Explore insurance risk and retention signals in your book
LexisNexis® Active Insights Driving Behavior 360 at Renewal
Combines multiple sources of violation data into a single, sharper view of driving behavior so that auto insurers can match price to risk more accurately.
LexisNexis® Active Insights C.L.U.E.® Auto at Renewal
Proactively monitors and notifies insurers about claims that may not have been included in the original policy due to pending litigation or lengthy processing time.
LexisNexis® Active Insights Driver Discovery at Renewal
Proactively monitors and identifies drivers who are newly associated with the policy address since the policy was written or last renewed.
LexisNexis® Active Insights Shopping
Provides continuous visibility into risk and shopping signals across your renewal book of business, so you can price more precisely and retain profitable customers.
Turn insurance risk and shopping signals into more precise action
Price with more precision
Set insurance renewal pricing to reflect current risk
Align coverage with risk
Help protect customers from uncovered losses
Protect your most profitable customers
Act earlier when policyholders start shopping
Deepen customer relationships
Identify timely cross- and upsell opportunities
Insights and Resources
Infographic
Active Insights Driver Discovery Infographic
Are you covering everyone in the house who's driving the family car? Learn how undisclosed drivers can impact your business and what you can do about it.
Infographic
Active Insights C.L.U.E.® at Renewal Infographic
Get more timely notifications of customer claim activity so you can price more effectively with LexisNexis® Active Insights – C.L.U.E.® at Renewal.
Webinar
Staying Power: Insurance renewal strategies that build long-term loyalty
Discover auto insurance renewal and retention strategies to identify at-risk customers and strengthen loyalty with timely data.
LexisNexis® Active Insights C.L.U.E.® Auto at Renewal and Driving Behavior 360 at Renewal are consumer reporting agency products provided by LexisNexis® Risk Solutions Inc. and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C 1681, et seq ("FCRA"). LexisNexis® Active Insights Shopping and Driver Discovery at Renewal (collectively, the "Non-FCRA Offerings") are not provided by “consumer reporting agencies,” as that term is defined in the FCRA and do not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, the Non-FCRA Offerings may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or for any other eligibility purpose that would qualify it as a consumer report under the FCRA. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright © 2026 LexisNexis Risk Solutions.
