Once a new applicant becomes a policyholder, there can be changes in the household that you may not know about. LexisNexis Active Insights - Driver Discovery
, monitors the auto book of business for participating carriers, then proactively alerts a carrier to potential additional drivers who are associated with a policy address. This includes young drivers coming of age for a license or another family member moving into the home. The information provided by Driver Discovery is then independently verified with the policyholder by the carrier before being used for underwriting purposes.