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Identifying and prioritizing legal collection decisions

We all know that mistakes can be costly in the lead up to determining whether or not to litigate a case. Many in our industry have spent considerable sums and expended significant energy chasing down cases that had little to no chance of paying back the investment. Therefore, to eliminate the guess work in account decisioning, there is PAYMETRIX AD®. LexisNexis® Risk Solutions is the exclusive reseller of PAYMETRIX® solutions from Recovery Decision Science®.


PAYMETRIX AD® identifies a consumer’s ability to pay a financial obligation based on its proprietary RAINFALL™ data analysis model. A sophisticated suit-decisioning tool that identifies and prioritizes legal collection decisions, allowing organizations to collect:
  • Accounts in the best channel – legal or contact
  • In the right order – prioritization of efforts and resources
  • Optimizing costs and minimizing waste to deliver a maximized return


Consider the PAYMETRIX AD® difference:
  • Innovative, proprietary technology
  • High quality identification and verification accuracy
  • Profitability index determines best treatments
  • Priority ranking of accounts
  • Industry-leading liquidation results
  • Focused, efficient litigation strategies
  • Proven cost/benefit search model

Clients and Testimonials

“We have recently utilized RDS to identify asset information on batches of dormant post judgment accounts. The results from our original placement have been impressive, resulting in a 300+% return on our gross spend. Equally as important, the folks at RDS are professional, compliant, analytically driven, and a pleasure to work with.”

- Todd Lansky

“We are very happy with the employment data RDS has delivered. The hit rate was higher than any employment vendor we used previously. We plan on making them a permanent part of our place of employment waterfall process.”

- Timothy F. Rooney

“Finally, an asset search product that provides the most important element: Peace of mind. When we invest in the asset search product, there is no gamble. We know we’ll recover our costs and we know the data is worth the time and effort we’ll expend to use it. We can still remember our reaction the first time we used their RDS product: Let’s use it again.”

- David Ashe

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PAYMETRIX® is a consumer reporting agency product provided by LexisNexis® Risk Solutions Bureau LLC and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. § 1681, et seq. PAYMETRIX®, RAINFALL™ are registered trademarks of Recovery Decision Science, LLC. Recovery Decision Science is a registered trademark of Unifund Portfolio Enhancement LLC.