P.J. Smith is senior director of product management, credit-based insurance products, for LexisNexis Risk Solutions. P.J. manages the industry leading credit-based insurance products from LexisNexis Risk Solutions and liaises with the national credit bureaus. P.J. has nearly 20 years of insurance experience, including roles in claims and product management.
Prior to LexisNexis Risk Solutions, P.J. managed credit products within one of the credit bureaus and oversaw the development and implementation of next generation credit-based insurance risk scores.