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How Alternative Data Expands Credit Access for Thin and Credit-Invisible Consumers

In this episode of Credit in Focus, we dive into new research revealing how alternative data is reshaping the way lenders evaluate thin file and credit invisible consumers. With nearly a quarter of applicants lacking a traditional credit footprint, we explore how lenders can unlock growth, increase approvals by double digits, and expand financial inclusion—without taking on additional risk. Watch the full video to see the data behind these insights and understand how smarter, more complete information is changing credit decisioning in real time.

Speakers

Kristin Carlson- Vinjamuri
Kristin Carlson- Vinjamuri
Zach Tondre

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