Improve Credit Risk Decisions
Increase approvals, develop more competitive offers and maximize profitability with a new perspective on consumer creditworthiness across the customer life cycle.
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Accelerate Portfolio Growth With Confidence
Use alternative credit data to discover new lending opportunities.
Lenders are under increasing pressure to extend more compelling offers to a wider range of applicants — but driving profitable portfolio growth while managing risk is more challenging than ever before. It’s time to rethink the data and insights used for credit risk assessment. RiskView Credit Solutions can help you:
Assess more consumers with increased confidence
Increase approval rates
Improve profitability
Manage risk thresholds
This powerful credit risk assessment solution suite draws on multiple dimensions of data — providing insight into key risk factors that traditional credit data alone may miss.
Alternative Credit Seeking
- Demand Deposit Accounts (DDA) Applications
- Subprime Lending Applications
- Online Lending Applications
Non-Credit Events
- Professional Licenses
- Public Records
- Asset Ownership
Tradeline Credit Data
- Credit Card
- Installment Loan
- Auto
- Mortgage
Identify, score and evaluate over 90% of traditionally unscorable applicants with industry-leading alternative data insights.
Drive results across the customer life cycle — from pre-screen to account opening and portfolio management.
Expand your addressable market by identifying overlooked target consumers.
Increase approvals, manage risk and deliver more competitive, profitable offers.
Identify opportunities to grow customer relationships and manage evolving risk.
Develop customizable outreach strategies to best rehabilitate delinquent consumers.
Unlock opportunities across every consumer credit segment with LexisNexis RiskView
By leveraging alternative credit-seeking data and non-credit event data, RiskView Credit Solutions help you gain a new perspective on credit risk across the full credit spectrum. RiskView Credit Solutions support all your credit risk strategies, whether you are looking to:
Increase financial
inclusion
Assess traditionally unscorable consumers
with no-hit or thin-file credit histories.
with no-hit or thin-file credit histories.
Clarify decisions on consumers on the margin
Maximize acceptance rates while managing risk
exposure with improved predictive capabilities
for near-prime applicants.
exposure with improved predictive capabilities
for near-prime applicants.
Improve booking rate and profitability on prime consumers
Refine offers for applicants in highly competitive
credit segments through improved risk segmentation
within credit score bands.
credit segments through improved risk segmentation
within credit score bands.
RiskView Credit Solutions can help drive 15% lift in predictive capability for near-prime and prime applicants — allowing lenders to book up to 20% more accounts without increasing their loss rates.1
1 Results achieved using RiskView Scores. LexisNexis Risk Solutions, Internal Data, 2021.
Results may vary with other LexisNexis RiskView Solutions.
Results may vary with other LexisNexis RiskView Solutions.
Find the RiskView Credit Solution that’s right for you
The RiskView Credit Solution suite offers a range of solutions to help you achieve your organization’s growth goals.
LexisNexis RiskView List Generation
Actionable pre-screen prospect lists generated using alternative credit data.
LexisNexis RiskView Attributes
350+ next generation insights provide granular alternative data for use in internal scoring models.
LexisNexis RiskView Scores
Three-digit risk scores empower smarter decisioning at every stage of the customer life cycle.
Featured Content
Improve your perspective on risk
Watch the video to learn how RiskView Credit Solutions can help you capture a more complete view of consumer credit risk.
Find the right RiskView Credit Solution for your needs
RiskView Credit Solutions provide a highly predictive view of consumer creditworthiness based on recent events. Grow your business with greater confidence while managing risk thresholds.
Expand your perspective on consumer credit risk.
Ready to improve credit risk assessment across the customer life cycle?
Contact us to learn more.