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Current Carrier Auto for Commercial

LexisNexis® Current Carrier® Auto for Commercial

Leverage business owner-related policy data and insights for more accurate underwriting decisions
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Bring new value to your business

Commercial carriers often experience gaps in the underwriting and rating process that can be detrimental to their business. Having a clear picture of the business and business owner can reveal critical insights that can be used to help drive revenue growth and profitability, but sometimes that information can be hard to find. LexisNexis® Current Carrier® Auto for Commercial offers insights into the business owner when prior business insurance policy information may not be available, so you can better:

  • Enhance operational efficiencies with accelerated risk assessment and eliminate unreliable prior coverage documentation
  • Improve data accuracy by prefilling critical current or prior policy details (confirm versus collect information)
  • Drive revenue growth and profitability with more accurate risk segmentation and pricing
  • Harness innovation with new contributory data assets that fuel analytics and product development initiatives

LexisNexis® Current Carrier® Auto for Commercial is a contributory solution that leverages proprietary data supplied by market members and delivers robust business owner insights such as policy information (prior carrier, coverages and limits), vehicle data and subject information. With these valuable insights about driving policy history on the business owner, you can help confirm prior coverage and proof of current insurance, potentially identify undisclosed vehicles at point of quote, and uncover additional drivers so you can further refine your underwriting and tiering strategies.

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Current Carrier Auto for Commercial can help:

Identify undisclosed vehicles and drivers

Identify undisclosed vehicles and drivers

Pinpoint lapses in coverage

Pinpoint lapses in coverage

Confirm prior policy details

Confirm prior policy details

Expedite and amplify your underwriting process with industry-leading data

More comprehensive and timely/up-to-date data are essential factors when carriers are relying on policy insights for underwriting decisions. Representing 96%¹ of U.S. personal auto policy data, with 98% updated daily/weekly, the LexisNexis® Current Carrier Auto database helps carriers achieve higher hit rates, better segmentation, premium growth, expense reduction and enhanced customer experiences.


¹ Based on personal auto direct written premium information from AM Best and LexisNexis® Risk Solutions calculations