See beyond your book with shared policy insights — unlocking more confident and efficient commercial auto insurance decisions
Whether it’s undisclosed drivers and vehicles, unverified limits and deductibles or unknown gaps in coverage history details, your book of business may be missing the critical insights you need to more precisely rate and underwrite commercial risks. LexisNexis® Current Carrier® Commercial is a contributory commercial auto policy database solution that brings together prior policy details from participating carriers into a single, standardized source for policy and coverage verification.
Instead of collecting and reviewing declarations pages, Current Carrier® Commercial provides structured policy data that allows you to:
- Identify undisclosed vehicles and drivers at the point of quote
- Confirm, rather than collect, proof of prior insurance and prior policy details (limits and coverages)
- Pinpoint lapses in coverage
- Help improve risk selection and loss performance
Mitigate market blind spots and accelerate decisions with a single contribution
Current Carrier® Commercial is a commercial policy information database that standardizes and aggregates details about a prior policyholder, vehicle, driver and policy information from participating carriers across the market into a single, secure source of actionable intelligence. Carriers that contribute their commercial auto policy history details to Current Carrier® Commercial can tap into these collective industry insights, delivered directly into existing quoting and underwriting workflows to help close the information gaps in their own book of business.
With a more complete picture of prior coverage, you can more easily provide like-for-like competitive quotes by automatically populating existing commercial auto policy details, better aligning rates to risk while enhancing efficiency and profitability.
By contributing to Current Carrier® Commercial, you can:
- Improve quoting and underwriting efficiency by refining and accelerating risk assessment processes
- Segment and price risks more effectively to foster growth, reduce costs and enhance customer service
- Scale and innovate faster with easy access to unique tools and a robust data repository
- Support analytics and product development initiatives with access to comprehensive data
Historical policy data can help drive up to a 33% increase in drivers found and up to a 22% increase in vehicles covered1*
*Based on results observed through similar solutions for personal service lines
Maximize the value of contributory data at every stage, from point of quote to renewal
One input. Amplified insights.
With the start of one contribution of commercial auto policy history data, you can unlock industry-level insights that extend into Current Carrier Commercial and related solutions — helping you see beyond your book of business, close critical market blind spots and make more confident decisions across the commercial auto insurance lifecycle.
1. LexisNexis® Risk Solutions, Internal Personal Auto Carrier Study, 2023
Connect with an expert to learn more
See beyond your book with shared commercial auto policy insights across the policy lifecycle, made available through your contributions to LexisNexis Current Carrier Commercial. With the start of your contributions, you can unlock shared market-wide policy insights to help:
• Uncover what others miss
Identify undisclosed drivers and vehicles at the point of quote
• Verify coverage with greater efficiency
Eliminate manual document collection with real-time policy data
• Catch gaps before they cost you
Detect lapses and missing coverage early in the underwriting process
• Quote with speed, underwrite with confidence
Streamline workflows with structured, standardized data
• Price with precision
Align rates more accurately to actual risk exposure
• Turn industry data into advantage
Leverage contributory insights to reduce blind spots and improve decisions
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