California Consumer Privacy Act Notice

1. About this Privacy Notice

Pursuant to the California Consumer Privacy Act of 2018 (“CCPA”), LexisNexis Risk Solutions Inc. and the LexisNexis Risk Solutions Group companies in scope of the CCPA (“LNRS,” “we,” “us” or “our”) are providing this California Consumer Privacy Act Notice (“CCPA Notice”). This CCPA Notice supplements our Privacy Policy and applies solely to California consumers, effective January 1, 2020.  Terms used but not defined shall have the meaning ascribed to them in the CCPA. This CCPA Notice does not apply to personal information that we process as a service provider on behalf of our customers or that we collect from job applicants, contractors or employees.

2. Personal Information Collected

We collected the following categories of personal information in the preceding 12 months as indicated with a check mark below:

 A.   Identifiers such as a real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email   address, account name, social security numbers, driver’s license numbers, and other similar identifiers.  checkmark
 B.   Personal information as defined in the California customer records law, such as name, contact information, education, employment, employment history and financial   information. checkmark
 C.   Characteristics of protected classifications under California or federal law such as gender, age, and marital status. checkmark
 D.   Commercial information, such as transaction information, purchase history, financial details and payment information. checkmark
 E.   Biometric information. checkmark
 F.   Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other   websites, applications, systems and advertisements. checkmark
 G.   Geolocation data, such as device location. checkmark
 H.   Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities. checkmark
  I.   Professional or employment-related information, such as job title, work history, and experience. checkmark
 J.   Education information subject to the federal Family Educational Rights and Privacy Act, such as student records. xmark
 K.   Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics. checkmark

We collect this personal information from you and from other categories of sources such as: our affiliates; our customers; public and publicly available sources; our third-party resellers and referral partners, data suppliers and service providers; partners with which we offer co-branded services or engage in joint event or marketing activities; social networks; news outlets and related media; and the organization with which you are employed or affiliated.  

We share this personal information with: our affiliates; our customers; service providers, agents and representatives; joint venture partners; and other parties where required by law or to protect our rights.

We may use this personal information to operate, manage, and maintain our business, to provide our products and services, to communicate with you, for our vendor management purposes, and to accomplish our business purposes and objectives, including, for example, using personal information to: develop, improve, repair, and maintain our products and services; process or fulfill a request or other transactions submitted to us; personalize, advertise, and market our products and services; conduct research, analytics, and data analysis; maintain our facilities and infrastructure; undertake quality and safety assurance measures; conduct risk and security control and monitoring; detect and prevent fraud; perform identity verification; perform accounting, audit, and other internal functions; comply with law, legal process, and internal policies; maintain records; exercise and defend legal claims; and fulfill legal obligations.

3. Personal Information Disclosed

We disclosed each of the following categories of personal information in the preceding 12 months as indicated with a check mark below to our affiliates; our customers; service providers, agents and representatives; joint venture partners; and other parties where required by law or to protect our rights:

 A.   Identifiers such as a real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email   address, account name, social security numbers, driver’s license numbers, and other similar identifiers.  checkmark
 B.   Personal information as defined in the California customer records law, such as name, contact information, education, employment, employment history and financial   information. checkmark
 C.   Characteristics of protected classifications under California or federal law such as gender, age, and marital status. checkmark
 D.   Commercial information, such as transaction information, purchase history, financial details and payment information. checkmark
 E.   Biometric information. xmark
 F.   Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other   websites, applications, systems and advertisements. checkmark
 G.   Geolocation data, such as device location. checkmark
 H.   Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities. checkmark
  I.   Professional or employment-related information, such as job title, work history, and experience. checkmark
 J.   Education information subject to the federal Family Educational Rights and Privacy Act, such as student records. xmark
 K.   Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics. checkmark



4. Personal Information Sold

We sold each of the following categories of personal information in the preceding 12 months as indicated with a check mark below to our customers including insurance companies, financial institutions, government agencies, healthcare institutions, collections and recovery agencies, and other business customers such as advertising networks, internet service providers, data analytics providers, operating systems and platforms, social networks, and data brokers:

 A.   Identifiers such as a real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email   address, account name, social security numbers, driver’s license numbers, and other similar identifiers. checkmark
 B.   Personal information as defined in the California customer records law, such as name, contact information, education, employment, employment history and financial   information. checkmark
 C.   Characteristics of protected classifications under California or federal law such as gender, age, and marital status. checkmark
 D.  Commercial information, such as transaction information, purchase history, financial details and payment information. checkmark
 E.  Biometric information. xmark
 F.  Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other   websites, applications, systems and advertisements. checkmark
 G.  Geolocation data, such as device location. checkmark
 H.   Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities. xmark
  I.  Professional or employment-related information, such as job title, work history, and experience. checkmark
 J.  Education information subject to the federal Family Educational Rights and Privacy Act, such as student records. xmark
 K.  Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics. checkmark

We do not knowingly sell the personal information of minors under 16 years of age within the scope of the CCPA.  

5. Consumer Rights

You have the right to request that we disclose to you (i) the categories of personal information we collected about you and the categories of sources from which we collected such information; (ii) the specific pieces of personal information we collected about you; (iii) the business or commercial purpose for collecting or selling personal information about you; and (iv) the categories of personal information about you that we sold or disclosed for a business purpose and the categories of third parties to whom we sold or to whom we disclosed for a business purpose such information in the preceding 12 months.

You have the right to request that we delete personal information we collected from you subject to certain exceptions.

You have the right to “opt-out” of your personal information being sold to certain third parties.  This right can be exercised by submitting a Do Not Sell My Personal Information request.

You also have the right to not be discriminated against in pricing and services because you exercise any of your rights under the CCPA. LNRS does not offer financial incentives or price or service differences to consumers in exchange for the retention or sale of a consumer’s personal information.

6. How to Make a Request

You may make a request for the disclosures, opt-out, or deletion described above through our California Consumer Privacy Act Homepage, via phone (1-888-217-1591), or via U.S. Mail:

Consumer Center
Attn: California Consumer Privacy Act Request
P.O. Box 105108
Atlanta, GA 30348-5108

You may be required to submit proof of your identity for these requests to be processed. Such information may include your First Name, Last Name, Street Address, City, Zip, and Date of Birth and either your Social Security Number or your Driver’s License Number and State.  This information will be used only for the purposes of verifying your identity and processing your request. We may not be able to comply with your request if we are unable to confirm your identity or to connect the information you submit in your request with personal information in our possession. You may designate an authorized agent to make a request on your behalf subject to proof of identity and written authorization. Requests made through an authorized agent should be made to our consumer center via phone (1-888-497-0011) or by email at consumer.documents@lexisnexis.com.

We will respond to your request consistent with the CCPA, which does not apply to certain information, such as information made available from government records, certain data subject to the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA) and certain other laws, and where its application is preempted by, or in conflict with, federal law or the United States or California Constitution.

7. Changes

We will update this CCPA Notice from time to time. Any changes will be posted on this page with an updated revision date.

8. Contact

You may make a request for the disclosures, opt-out, or deletion described above through our California Consumer Privacy Act Homepage.

If you have any questions, comments, or complaints regarding this privacy policy or our processing of your information, please contact:

Privacy Manager
LexisNexis Risk Solutions Inc.
1000 Alderman Drive
Alpharetta, GA 30005
USA
privacy@lexisnexisrisk.com

 

Last updated: November 1, 2020