The Next Phase of ISO 20022
See how November 2026 requirements raise the importance of structured addressing, payment-data quality and modern validation processes.
Download the InfographicBetter Data. Fewer Exceptions. Stronger STP.
A practical guide to the next phase of ISO 20022
ISO 20022 is already helping financial institutions improve payment processing by carrying richer, more standardized information. The next phase, arriving in 2027 now, raises the importance of the quality and structure of the data within each message. Financial institutions will need to look beyond basic message-format compliance and strengthen the way payment information is captured, validated, enriched and passed through their systems.
Our infographic explains the changes and the operational implications. It highlights the growing emphasis on structured and hybrid postal addresses, payment-data quality, legacy-system modernization and traceability.
Our infographic explains the changes and the operational implications. It highlights the growing emphasis on structured and hybrid postal addresses, payment-data quality, legacy-system modernization and traceability.
It also shows why incomplete or poorly structured information can create more exceptions, manual investigation, payment repairs, delays and rejects.
The opportunity is broader than compliance. Rich, structured ISO 20022 data can support fewer data exceptions, less manual intervention and higher straight-through processing. Research cited in the infographic found that 72% of surveyed financial institutions expect or report higher STP rates because richer, standardized information creates fewer exceptions for missing or incomplete data. A further 21% report higher STP rates through less manual processing.
Download the infographic for a concise overview of what is changing, the risks of waiting and the practical opportunities available. Use it to support conversations across payments operations, technology, compliance and financial-crime teams, and to frame ISO 20022 as a payment-performance and data-quality opportunity, not only a compliance exercise.
The opportunity is broader than compliance. Rich, structured ISO 20022 data can support fewer data exceptions, less manual intervention and higher straight-through processing. Research cited in the infographic found that 72% of surveyed financial institutions expect or report higher STP rates because richer, standardized information creates fewer exceptions for missing or incomplete data. A further 21% report higher STP rates through less manual processing.
Download the infographic for a concise overview of what is changing, the risks of waiting and the practical opportunities available. Use it to support conversations across payments operations, technology, compliance and financial-crime teams, and to frame ISO 20022 as a payment-performance and data-quality opportunity, not only a compliance exercise.
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