Purpose-built outputs drive underwriter adoption 

Underwriter adoption is critical to adopting EHRs at scale. Join the elite group of carriers using our purpose-built outputs to make it easy for underwriters to make confident, informed decisions.

• Clinical History Report. Accelerate decision-making with an EHR output that’s 30% shorter while retaining all the clinical information underwriters need. Reverse-chronological ordering and date filtering make it easy to find key insights to determine risk.
• Highlights Summary. Quickly digest an applicant’s health history, such as age, build, social history, key conditions and recent lab results. The Highlights Summary is provided at the start of the Clinical History Report, so the full EHR is available if an underwriter needs it.
• Mortality Management Report. Mitigate mortality slippage, especially during accelerated underwriting. The Mortality Management Report provides insight into clinical data elements such as tobacco use, BMI and key conditions.

Partnership that supports your changing business needs

Transformation is the culmination of many small steps, and getting started can feel like the hardest part. We’ve worked with top 10 carriers to deliver EHR data in an ingestible way that achieves their business goals and meets their technology needs. As their goals evolve, we’ve helped them expand beyond initial use cases to determine how EHRs can help them transform other parts of their underwriting function.

And because we’re at the forefront of what’s happening at the intersection of health data and life insurance, our customers can rely on us to know what’s best now—and what’s next.

Unparalleled access to health data sources boosts hit rates

We’ve spent years building integrations to health data sources, so you don’t have to. Our platform connects to over 30,000 data sources in the U.S. to provide unified health data access for over 270 million lives. This includes:

• HIPAA-enabled EHR networks, including Health Information Exchanges (HIEs)
• Consumer-mediated EHR networks, including Qualified Health Information Networks (QHINs) and patient portals
• Hospitals, clinics, pharmacies and labs

LexisNexis® Risk Solutions internal analysis shows that by leveraging our networks, carriers can achieve EHR hit rates of up to 76%. Where an EHR isn’t available, our automatic pivot to APS through our affiliate, Human API, Inc. saves underwriters the time and administrative burden of ordering one manually—so they can focus on value-added tasks.