Connecting physical identity information, global digital activity and identity-risk intelligence helps build a richer, more contextual view of the person behind the data, giving greater assurance in verification decisions.
At the same time, thin identity histories, rising operating costs and greater scrutiny are making it harder and more expensive to reach a confident verification decision.
Improved Verification AssuranceBroader data coverage helps verify more genuine customers, including those with limited identity histories. More opportunity, less identity risk. |
Increased ApprovalsMore reliable identity assessment helps reduce unnecessary referrals, supporting straight-through processing, lower abandonment and fewer costly investigations. |
Smoother Customer JourneysClear explainability of outcomes using individual PII signals and data sources means less friction for good customers. Better customer satisfaction and reputation. |
Resolving the information to an individual using patented LexID® linking technology helps build a richer, more contextual view of the person behind the data.
PII data elements are considered individually, so even when input information is incomplete, mis-keyed, presented under an alias or limited by customer sensitivity, it can still contribute evidence toward the PII match result.
Intuitive categorization and transparent explanations along with source data references help you understand the result and adjust your thresholds accordingly.
Available PII elements are considered individually, using flexible matching, alias resolution and linked information to account for incomplete data, variations, mis-keys and life changes.
Flexible combinations of core identity information, including name, Social Security number and date of birth, and contact information, such as address, phone and email, can contribute to the final result.
The solution returns a clear High, Medium or Low outcome, supported by contextual indicators and matched data elements that help explain the result.
High: Approve straight-through when confidence is strong.
Medium: Apply the appropriate additional controls.
Low: Investigate using contextual insight rather than guesswork.
Gain the ability to recognize good, returning customers and weed out fraudsters, all in near real time
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