Better Assess Small Business Risk and Opportunity
Drive small business growth with alternative data attributes.
LexisNexis® Small Business Attributes solves that challenge by providing access to 373 model-ready data attributes built from more than 10,000 sources of public records, propriety information and alternative data files. By leveraging current and robust alternative and business-to-business sources and merging it with our industry-leading statistical linking capabilities, lenders can attain a robust risk picture of a business.
Equipped with this powerful and predictive data, lenders can feel more confident in expanding their addressable market to better support small business customers who are primed to experience potential growth in the upcoming years.
Benefits
LexisNexis® Small Business Attributes provides you with the information you need to inform business lending and onboarding decisions.
- View data on no-file or thin-file small business applicants
- Improve business risk assessment throughout the customer lifecycle
- Find out about positive and negative business events such as derogatory information, lien and judgment details, inquiries and questionable relationships
- Support smarter segmentation and portfolio ranking
- Optimize lending terms based on the small business applicant’s profile and credit risk
Features
- Model-ready data attributes
- Available in both API and Batch
- Applies sophisticated linking technology and analytics to connect the dots
- Provides volumes, duration, recentness, and other insights
- Offers a robust picture of a small business and its owners or authorized representative
- Insights on more that 32.2 million U.S. business entities
- Data comes from 10,000+ sources including many alternative sources
- Includes small and new businesses that often are “invisible” in credit sources
Discover how Small Business Attributes can help you view small businesses with greater clarity. Speak to a sales representative today.
Small Business Attributes provided by LexisNexis is not provided by “consumer reporting agencies” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) and does not constitute a “consumer report” as that term is defined in the FCRA. Small Business Attributes may not be used in whole or in part as a factor in determining eligibility for credit, insurance, or employment or for any other eligibility purpose that would qualify it as a consumer report under the FCRA.
Due to the nature and origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified.
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