The 6 Trends Driving Risk Trust and Program Integrity in 2026

Fraud losses continue to rise across the public and private sectors, driven by automation, AI-enabled impersonation, and coordinated identity attacks. At the same time, digital service delivery is expanding rapidly, creating more entry points for fraud while raising expectations for speed, accessibility, and accuracy.

The trends outlined in this infographic show that:

• The line between real and fake identities is disappearing, as deepfakes, AI-generated documents, and biometric spoofing attacks move into the mainstream
• More digital channels mean more exposure, increasing the need for consistent, cross-channel risk visibility
• Legacy verification workflows are becoming liabilities, unable to keep pace with modern fraud tactics
• Digital credentials are emerging as a new front door, shifting identity from static to continuous and risk-based
• Small eligibility inaccuracies can drive significant program costs, particularly in high-volume benefit programs
• Unified identity platforms are replacing siloed controls, enabling better context, earlier detection, and stronger outcomes