Underwrite policies with confidence by accessing comprehensive data analytics tools that provide a more holistic view of consumers and their risk profiles.
Accelerate and improve the customer quote experience, automate workflows and price more precisely and confidently with solutions that consider billions of public records and attributes to verify, enrich and prefill insurance policy applications.
LexisNexis® Auto Data Prefill
Draws from the largest source of industry trusted data assets and applies our proprietary linking to instantaneously return accurate household and vehicle policy data for a more complete picture of risk and friction-free quoting process.
LexisNexis® Solutions at Quote
Uses a simple inquiry to deliver a comprehensive and interactive report about the drivers and vehicles associated with a specific address so you can quickly understand the risk for any potential auto insurance policy.
Improve segmentation and rating with credit and complementary non-credit data, scoring models and data attribute packs that offer a more comprehensive view of a customer.
LexisNexis® National Credit File
A report that standardizes consumer credit history inquiries for three major credit bureaus and automatically incorporates results into the underwriting workflow.
A contributory database that provides a full view of a policy holder’s payments — from first invoice through renewal or cancellation with information about payment methods and cadence, late payments and cancellations.
LexisNexis® Current Carrier®
An industry-leading contributory database that provides current personal auto and property policy information. Carriers can streamline underwriting and rating processes by accessing policy data about a consumer to identify coverage types and limits, lapses in coverage and lienholder information.
Drive Optics is a scalable solution suite that provides end-to-end insights about driving and vehicle risk for faster and more accurate underwriting decisions and a more positive consumer experience.
Helping you access more driving behavior data to better assess risk
Our source-agnostic telematics exchange can receive and manage data from connected vehicles, mobile apps and third-party services. The driving behavior data received is normalized and used to generate scores and attributes that are more easily ingested into insurance carrier workflows to help better assess risk.
Use of insurance scores in rating
Learn more about how the LexisNexis® National Credit File and LexisNexis® Attract modeling suite can help predict insurance loss potential.