Rooftop
Get a more accurate view of roof risk by combining imagery analytics with claims-driven context.
LexisNexis® Rooftop combines what you can see with what you can’t see for a more accurate roof inspection report score.
With wind and hail losses representing nearly half of all losses in home insurance, asking consumers the age of their roof is no longer enough. LexisNexis® Rooftop goes beyond traditional home insurance risk assessment methods by helping to predict future roof claims and providing an option to review and enable imagery when the claim risk is high. This improves the customer experience and helps insurers make better decisions at underwriting, bind and renewal.
Key Features of Rooftop:
Seamless integration into Total Property Understanding:
LexisNexis Rooftop integrates with LexisNexis® Total Property Understanding™ to offer a one-stop-shop for interior, exterior and aerial intelligence about a property. This integration streamlines the underwriting process, helping improve efficiency and accuracy.
Loss Propensity model feature:
Provides the broadest coverage of high-resolution aerial images that are accurate and consistent— for reliable and detailed roof risk assessment.
Enhanced imagery and analytics:
Leverages unique data from LexisNexis Risk Solutions including industry claim clustering from personal lines claims, weather data and geospatial claims data to create a robust loss propensity model. This model aids insurers in better pricing and coverage decisions, helping to drive profitability and improve rate segmentation.
Powerful pricing segmentation scores:
Scores include ground-truth intelligence from industry-wide personal lines claims information, weather data and AI-derived imagery attributes.
Going beyond Traditional Home Insurance Risk Assessment Methods
Integrating advanced weather, claims and property data with aerial imagery.
Find out how Rooftop can improve rating, accuracy and underwriting efficiency by combining weather, claims and aerial imagery.
Insights and Resources
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LexisNexis® Rooftop is not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) and does not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, the LexisNexis® Rooftop may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or for any other eligibility purpose that would qualify it as a consumer report under the FCRA. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. Before relying on any data, it should be independently verified. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright © 2020 LexisNexis Risk Solutions.
