Approve More Small Businesses

Small businesses sit at the center of the U.S. economy. But in an uncertain landscape marked by tariffs, supply chain pressures and rising operational costs, they are feeling the strain—and leaning more heavily on credit as a result. For lenders, this creates a difficult balance between supporting growth and managing risk, especially when traditional credit histories can be increasingly thin.

Financial institutions are searching for clearer, more comprehensive signals to evaluate small businesses with confidence. The challenge is not just identifying creditworthy borrowers, but doing so quickly enough to stay competitive as demand surges and approval rates shift across lending channels.

To help lenders understand the trends and how to adapt, the Confidently Approve More Small Businesses ebook explores how today’s SMB credit environment requires a broader lens—one that blends business data, authorized representative insights and alternative data to create a more complete picture of risk and opportunity. Download the ebook now to learn how expanded insights can empower your team to say “yes” more often while helping to protect your portfolio.