Opportunity is everywhere, if you know how to spot it. 

Great News: Small business lending is on the rise. Surely you want to ride the wave. But it's tricky because it can be hard to get reliable information on small business applicants. Sure, you have some access to some information and data, but it's limited:
• The credit application is self-reported. You can't readily detect misconstrued facts or outright fraud.
• Internal data usually applies only to existing customers, not new prospects.
• Credit reports often don't give a clear picture of small business credit. Fewer than 50% have a credit profile,
          and of those, about half are thin files.
• Most small business owners mix their personal and business operations. It can be hard to see the connection               points and understand the context behind them.