Transform IDV With Multi-Dimensional Identity Intelligence
Verify customer identities with confidence
World-Leading Identity Intelligence
Our identity intelligence is fueled by billions of digital and physical data points from authoritative sources and market-leading consortium-driven networks. This data is aggregated using patented linking technology to maintain LexID® and LexID® Digital unique identifiers that cover 95% of the U.S. adult population.
Verify Customer Identities Faster, Smarter and With Greater Assurance Using Layered Insights
Multiple sources of identity insights combine to construct a 360’ view of your customers and associated risk. Even with identities that you haven’t seen before, these insights enable you to make confident judgements about who to trust, who to look at more closely and who to reject, in an instant.
Create the Right Solution To Meet Your Business Goals
There is no one-size-fits-all solution to identity verification. Along with your specific business objectives, different regions, industries, regulation or use case require a different IDV strategy. Taking a modular approach to verification allows you to construct IDV solutions that meet your needs and objectives and can flex and evolve with the changing risk landscape. This can either be using high-performance APIs to your existing systems or via our risk orchestration platforms.
AI-Driven Fraud Detection Makes For Smarter Customer Acquisition Decisions
Powerful AI-driven analytics can process vast amounts of identity data to uncover anomalies and unusual behavior across a global network. This helps uncover synthetic identities, weed out bots and detect stolen identities with automated precision — all while providing a welcoming and hassle-free experience for legitimate customers.
Multi-layered Authentication Provides Rapid Verification, Greater Fraud Control and Improved Customer Experience
Confirm the authenticity of new and returning customers with the right authentication solution to fit your specific need. Allow trusted customers to transact swiftly and securely whilst stopping bad actors.
Solve the Rising Challenge of Verifying Identity
Trust in identity is at the heart of every transaction and interaction. But making sense of the rich sea of digital and physical identity data and applying it to your specific business context is complex.
Taking a modular, layered approach to identity verification allows you to build identity intelligence solutions that deliver to your objectives.
Multiply predictive identity trust by layering physical and digital insights
3.5x
Increased risk of fraud when there’s a difference between the applicant’s address and the most probable consumer address.
8.2x
Increased risk of fraud when applicant’s email address is associated with three or more new devices within a 5-month window.
20x
Increased risk of fraud when an application presents both physical and digital intelligence risk signals at once.
Accurately verify identity at every customer touchpoint
Acquire more clients while preventing account opening fraud
Facilitate risk-appropriate experiences in login and account management
Authorize more transactions and protect from payment fraud
We provide leading identity verification solutions in over 200 territories, with expertise in multiple industries.
Financial Services
Establish identity trust and risk-assess indicators of identity fraud more accurately.
Ecommerce
Accelerate your customer acquisition process, reduce costs and mitigate risk.
Gaming and Gambling
Identify potentially high-risk data elements and get genuine customers playing without delay.
Telecommunications
Expedite customer onboarding while preventing bad actors from opening accounts with stolen credentials or synthetic identities.
Travel
Leverage deeper identity insight and prevent fraudsters from criminal activity.
Recognized around the world for award-winning technology.
LexisNexis® Risk Solutions Named #1 IDV Provider
Juniper Research places LexisNexis Risk Solutions top of IDV vendors following comprehensive market study.
Make informed customer risk decisions quickly and confidently with world-leading identity intelligence and modular solutions:
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Gain trusted verification based on world-class physical and digital intelligence
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Deliver a seamless customer experience
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Mitigate the threat and cost of fraud
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Increase customer approval rates without adding friction
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Grow your business more securely
Case Studies
Fraudsters were opening new accounts at a leading credit union while legitimate applications were getting flagged as fraudulent, increasing financial losses due to fraud and member attrition. To reduce risk, the credit union offered less competitive financial products, undermining revenue potential.
Frequently Asked Questions
Digital identity verification looks at the digital footprint associated with an individual’s identity and is commonly used for evaluating the risk associated with online transactions.
Physical identity verification considers personal information and government-issued documents to verify an identity.
Verifying a customer’s identity is one of the main fraud challenge organizations face. This is centered around a few main areas of concern: increase use of the mobile channel, rise of synthetic identities and bot attacks, and a need to balance speed of fraud detection with customer friction.
Robust identity verification is also crucial in effective financial crime regulatory compliance and preventing criminals exploiting gaps in processes or unreliable verification results.
Multi-layered identity verification solutions help mitigate these concerns and more; in turn protecting your revenue, your customer experience and your reputation.
Identity verification software helps to verify customers and impart a complete view of their fraud risk with physical and digital identity information.
This view enables you to conveniently and confidently onboard your customers by requesting only the necessary information at the right time by utilizing active and passive methods.
There is no single IDV product that will be most effective for every verification challenge. A combination of different capabilities, carefully configured to specifically meet your business objectives, will be most effective in controlling costs, ensuring a good customer service and preventing fraud.
improving operational efficiencies and enhancing profitability.
This document is for informational purposes only and does not guarantee the functionality or features of any LexisNexis Risk Solutions products identified.
LexisNexis Risk Solutions does not represent nor warrant that this document is complete or error free. LexisNexis, LexID and the Knowledge Burst logo
are registered trademarks of RELX Inc. InstantID, ID Analytics, FraudPoint, Accuity and Emailage are registered trademarks of LexisNexis Risk Solutions
FL Inc. ThreatMetrix, Digital Identity Network, and ThreatMetrix SmartID are registered trademarks of ThreatMetrix, Inc. Other products or services
may be trademarks or registered trademarks of their respective companies.
Copyright © 2024 LexisNexis Risk Solutions
We believe in the power of data and analytics
to manage risk & uncover opportunity.
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