Improve Risk Decisioning
in Automotive Lending
profitability throughout
the auto lending life cycle.
Prioritize Great Buying Experiences While Protecting Loan Performance
Auto buyers have grown accustomed to an omnichannel approach, combining online browsing for credit
and cars with in-person visits to dealers. This presents lenders with an opportunity to enhance the customer
experience at every point of the buying journey.
Accurately fortify identity
verification, fraud prevention,
and automate credit risk
Optimize fraud prevention with
over 14 petabytes of public and
proprietary content and records
Patented linking algorithms
to connect data on more than
285M U.S. consumer entities
Unique and predictive insights allow lenders to optimize the balance between profitability and risk.
Prevent fraud, enhance your view of credit risk and ensure your data remains current.
Fraud & Identity Verification Solutions
Protect against stolen and synthetic identities, income misrepresentation and fraud rings.
LexisNexis® RiskView™ Credit
Solutions
Enhance your understanding of credit risk, manage profitability, and provide more competitive rates to qualified borrowers.
Collections Compliance Suite of Solutions
Utilize the most up-to-date data to remain compliant in your collections efforts.
LexisNexis® Consumer Data Management
Analytics Solutions can Help You Respond
to a Broad Range of Auto Lending Challenges
LexisNexis® Risk Solutions combines unique consumer perspective with responsive tools and dynamic technologies to enable auto lenders to prioritize seamless lending experiences in a branch, online or at the dealership while protecting against risk and optimizing loan profitability.
LexisNexis® RiskView™ Spectrum, modeled for the unique needs of automotive lending, gives lenders enhanced visibility and insight into consumer creditworthiness to improve risk separation and develop more competitive offers while managing risk.
Aiming to remain SCRA-compliant? We’ve uncovered a gap in lenders’ compliance as it pertains to their SCRA programs. Ensure active duty servicemembers are receiving the appropriate protections in the financial services space.
Auto lenders also benefit, as it permits them to more efficiently allocate collections or legal resources toward accounts that are not protected under SCRA.
LexisNexis® Profile Booster can help lenders identify the most promising prospects for auto refinancing. Now is the time for lenders to expand their auto portfolio- they can do this by proactively identifying consumers who are most likely to refinance their auto loans.
Trends and Insights in Auto Lending
Want to learn more about the rapidly evolving auto lending sector? Read on to discover how our solutions can help lenders create orchestration workflows to optimize customer experience while maximizing loan performance and minimizing risk.
Can magnified consumer risk perspective help multiply your addressable market and consistently fuel portfolio growth? Learn more about how alternative data is helping lenders overcome the persistent performance gaps of traditional scoring models.
An evolving auto lending environment requires
a wide range of analytics solutions.
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