Anytime, Anywhere Risk Assessment
Discover simple and more accurate risk scoring with sophisticated fraud analytics effective the instant an email address is exchanged.
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Speed. Sophistication. Simplicity.
Enable secure, risk appropriate experiences for your customers while improving efficiency and profitability for your business.
LexisNexis® Emailage® analyzes multiple attributes when an email address is present to quickly and more accurately deliver a risk score to your business – no matter the channel, transaction type or customer touchpoint – all without causing unnecessary disruption to the user experience.
Protect your customers at their very first interaction with your business, and onward, with the
core pillars of risk assessment combined into one easy-to-deploy, complex data processing
and instant risk scoring solution:
Easily interpretable, customizable risk scoring calibrated to your fraud profile and risk appetite
Short time-to-value with seamless, flexible integration options and rapid activation
Scalability of your risk-based workflow through our seamless orchestration platform
Industry-leading intelligence with email at the center
One of the largest cross-industry data networks in the world, with shared insights from a community of leading fraud experts
Distinguished third-party data for an enhanced, more comprehensive risk assessment
Sophisticated data processing and analytics backed by leading data scientists and advanced AI/ML
Automated dynamic linking of multiple attributes within the network, identifying complex connections, dependencies and abnormalities
Discover sophisticated, high-speed risk assessment with simple implementation. Designed to help you
increase your top-line revenue by reducing false positives, increasing conversions, minimizing
abandonment and building trust from genuine customers.
increase your top-line revenue by reducing false positives, increasing conversions, minimizing
abandonment and building trust from genuine customers.
Optimize Customer Experience, Simplify Deployment
and Boost Business Performance
In recent years, there has been a significant rise in fraud due to increased digital service adoption and
advancements like AI, deepfakes and voice cloning. As online interactions grow, fraudsters are
exploiting these technologies to target both consumers and businesses.
Evading growing fraud schemes and maintaining positive user experiences while boosting your
business is no easy feat. To respond to threats quickly and keep your business operations
uninterrupted, you need a straightforward, precise risk scoring solution that can instantly add value.
A high-speed and effective risk assessment solution will allow you to approve transactions faster and
seamlessly predict trusted and high-risk interactions across multiple customer touchpoints.
Global payments are expectedto exceed $362B in fraudlosses over the next 5 years1
Scams drive 35% offraud losses2
Every $1 of fraud losscosts organizations$3.91 on average3
Remove barriers for low-
risk users and enable
more interactions
Detect suspicious events
with confidence and only
assess what presents a
threat to your business
Simplify implementation,
driving efficiency and
profitability while maintaining
strong security principles
Protect Your Trusted Customers in Many Moments
Whether a customer is setting up a new account and onboarding with your organization, changing details and managing accounts, or making online payments and transactions, we can help you keep your customers safe in many moments they interact with your business – anytime, anywhere an email address is present.
Defend Against High-Risk Scenarios
For large scale payment processing when speed is critical to your business operations,
LexisNexis® Emailage® Rapid delivers even faster response times.
The Lock on Your Business’s Front Door
Your risk management strategy requires a well-thought-out plan to protect your business and customers from fraud if a bad actor tries to
break in.
Fraudsters will try to scheme their way through multiple entry points, but the earlier you block them from
access, the less damage they can cause to your business.
Think of Emailage® as the lock on your business’s front door. Backed by one of the world’s leading email
intelligence networks and instant, complex data processing, our proven risk assessment solution is
designed to help you automate decision-making and only let genuine users through your front
door – while stopping high-risk ones from taking a step inside.
access, the less damage they can cause to your business.
Think of Emailage® as the lock on your business’s front door. Backed by one of the world’s leading email
intelligence networks and instant, complex data processing, our proven risk assessment solution is
designed to help you automate decision-making and only let genuine users through your front
door – while stopping high-risk ones from taking a step inside.
The Digital Key to Fraud Risk Assessment
Prevent more fraud by instantly assessing the risk of one of the most common
digital markers people have – their email address.
With over 32% of users having the same email address for 10+ years4,
emails remain one of the only cross-border, unique digital identifiers,
making it a crucial piece of the puzzle in your fraud prevention strategy.
To ignore the value of an email address to inform risk decision-
making would be a missed opportunity to protect your customers
and business.
7.9B email accounts
across the globe5
across the globe5
99% of email users
check their emails daily6
check their emails daily6
The average person in the
U.S. has 100-150 online
accounts linked to an
email address7
U.S. has 100-150 online
accounts linked to an
email address7
3.13M emails are
sent every second
of every day8
sent every second
of every day8
MYTH
Emailage only analyzes the
risk of an email.
BUSTED
Email is just one factor in
assessing the overall risk profile.
Vast network intelligence and fraud feedback data are evaluated against an email’s
behavior, velocity and history to detect patterns and anomalies in real-time, delivering
a robust risk assessment to your business in milliseconds.
Our Emailage solution instantly collects and analyzes data signals associated with an email to provide you with a 360-degree view of the risk associated with a user interaction. One of the largest, most unique databases in the world powers advanced AI/ML processing and analytics to deliver a simple and more accurate risk score to your business – from Day One.
How Does Emailage Work?
Through a single API, we collect multiple inputs at the onset of a customer interaction with your business.
Email, IP address, name, phone, shipping address, billing address and more.
The more attributes you send us, the more comprehensive risk assessment you’ll receive. But we can deliver a risk score by just receiving an email address, too.
Email, IP address, name, phone, shipping address, billing address and more.
The more attributes you send us, the more comprehensive risk assessment you’ll receive. But we can deliver a risk score by just receiving an email address, too.
Through advanced machine learning algorithms and leading data scientists, thousands of signals are analyzed against an email’s behavior, velocity and history to spot patterns and anomalies in real-time.
The power of the email address is amplified by the breadth, depth and uniqueness of our global contributory network. One of the largest cross-industry data networks in the world containing metadata and fraud feedback from thousands of companies globally.
124B+ transactions, 5B+ email addresses, 2.8B+ phone numbers, 3.4B+ IP addresses, spanning 200+ countries and territories**
Distinguished third-party data vendors provide hundreds of additional signals – all processed in parallel to deliver high-speed responses and a more complete view of the user.
The power of the email address is amplified by the breadth, depth and uniqueness of our global contributory network. One of the largest cross-industry data networks in the world containing metadata and fraud feedback from thousands of companies globally.
124B+ transactions, 5B+ email addresses, 2.8B+ phone numbers, 3.4B+ IP addresses, spanning 200+ countries and territories**
Distinguished third-party data vendors provide hundreds of additional signals – all processed in parallel to deliver high-speed responses and a more complete view of the user.
Powerful data processing and advanced analytics are working concurrently behind the scenes to evaluate and contextualize the signals and make sense of the data, allowing you to receive insights for better predictability and increase your fraud capture and passthrough rates.
Infinite customization options on the company, industry, network, region and use case levels allow you to confidently render a decision.
Extensive email-based capabilities include advanced domain risk analysis, email tumbling, attribute patterns and associations, email handle patterns, name matching, input confidence matching and more.
Infinite customization options on the company, industry, network, region and use case levels allow you to confidently render a decision.
Extensive email-based capabilities include advanced domain risk analysis, email tumbling, attribute patterns and associations, email handle patterns, name matching, input confidence matching and more.
Within milliseconds, a multifaceted risk score is delivered to your business with clear reasoning, ensuring transparency and explainability. Spanning from simple, easily interpretable scores to more granular, fully transparent ones, our risk scoring offers maximum flexibility and customizability to enhance your decision-making process.
With infinite options to suit your business needs, you can automatically approve trusted transactions, respond to risky interactions quickly, optimize workflows, improve policies as risks evolve and boost efficiencies within your business.
With infinite options to suit your business needs, you can automatically approve trusted transactions, respond to risky interactions quickly, optimize workflows, improve policies as risks evolve and boost efficiencies within your business.
Reduce your exposure to fraud and continuously enrich rules and policies by sharing feedback data with our community of industry-leading fraud experts. Raise your fraud detection rate, improve the customer experience and increase operational efficiencies through a give-to-get network that protects every member, and every transaction.
As the community grows, the technology grows smarter with it. The result? Enhanced decision-making, increased return on your investment and cross-industry data sharing for staying ahead of ever-evolving fraud schemes.
As the community grows, the technology grows smarter with it. The result? Enhanced decision-making, increased return on your investment and cross-industry data sharing for staying ahead of ever-evolving fraud schemes.
Results that Speak for Themselves*
Average fraud hit rate
Reduced chargebacks
Manual review reduction
Improved approvals
Case Studies
Discover how a leading airline company in Latin America reduced fraud losses by 90% and saved over $6 million in the first three months after choosing Emailage as their front of the line fraud prevention solution.
Learn how a global ecommerce merchant cut down costs, reduced manual review to 1% and prevented 50% of fraud with a 72% hit rate by leveraging Emailage.
A Secure Life for Your Customers. A Prosperous Solution for Your Business.
Test quickly
Get started with retro-test readiness and see results within weeks.
Implement faster
Receive instant proof-of-value through multiple integration options, including our platform or a single API.
Manage easily
With customization based on your fraud profile and risk appetite, and simple risk scoring options, we’ve designed our email-based risk assessment solution so your fraud team can get started working with it from Day One.
Scale appropriately
Available via our seamless orchestration platform allowing your business to easily plug-in additional solutions for step-up authentication or advanced device assessment when needed.
Frequently Asked Questions
No, an email address is only one of many factors considered when assessing risk. Network intelligence and fraud feedback are analyzed alongside email behavior, velocity, history and other attributes like IP and name to detect patterns and anomalies in real time, providing rapid and thorough risk assessments.
The Emailage solution leverages advanced data science techniques, including machine learning and AI, to identify an act of patterns that can help uncover the risk associated with an interaction. Our expertise in AI/ML, combined with our vast data network, delivers industry leading risk signals in a product that is quick and simple to implement.
Learn more about our methods and hear from the humans who build, and continuously optimize the models, by visiting our webpage here.
Emailage complies with global and local data handling and privacy regulations. Our data is securely processed and handled with the highest standards and technologies to ensure the safety of customer data.
Yes, Emailage is available through many different channels, including the LexisNexis® Dynamic Decision Platform, LexisNexis® RiskNarrative®, LexisNexis Risk Management Solutions®, as well as through our APIs and alliance platforms. Customers can integrate access to Emailage into existing platforms and internal systems by leveraging our APIs or by integrating to one of our platforms.
Emailage is quick and easy to implement. Customers can begin using the Emailage solution through our many channels within the same day*, while more complex implementations and customizations may require additional time. This is dependent on your business’s unique requirements.
*Same day usage refers to the point at which contracting and credentialing are completed. Additional work may be required on the customer’s end to integrate Emailage into internal systems and workflows.
Emailage risk signals and attributes are versatile and can be utilized to detect and prevent a wide variety of fraud types , including—but not limited to— Merchant/Supplier Email Domain Risk Analysis, Account Takeover, Account Opening Fraud, Bonus & Promotion Abuse, Email Tumbling/Enumeration, Card‑Not‑Present (CNP) fraud and Chargebacks, Peer‑to‑Peer (P2P) payment fraud and Business Email Compromise (BEC).
Recognized Around the World for Award-Winning Technology
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References:
1 https://www.juniperresearch.com/research/fintech-payments/fraud-identity/online-payment-fraud-research-report/
2 Defend Against Authorized Transfer Scams” Study conducted by Forrester Consulting on behalf of LexisNexis® Risk Solutions
3 LexisNexis® True Cost of Fraud™ Study 2023
4 LexisNexis® Risk Solutions internal data analysis
5 https://aovup.com/stats/email-users/
6 https://techreport.com/statistics/mobile-email-statistics/
7 https://cybernews.com/secure-email-providers/find-all-accounts-linked-to-email-address
8 https://aovup.com/stats/email-users/
*Results represented are based on an internal analysis of a variety of industry samples. Actual results in product may vary depending on company size and consumer populations.
**The numbers presented originate from discrete sources within the LexisNexis® Risk Intelligence Network
This document is for informational purposes only and does not guarantee the functionality or features of any LexisNexis Risk Solutions products identified.
LexisNexis Risk Solutions does not represent nor warrant that this document is complete or error free.
LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Emailage is a registered trademark of LexisNexis Risk Solutions FL Inc.
True Cost of Fraud is a trademark of LexisNexis Risk Solutions Inc. Other products and services may be trademarks or
registered trademarks of their respective companies.
LexisNexis Risk Solutions does not represent nor warrant that this document is complete or error free.
LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Emailage is a registered trademark of LexisNexis Risk Solutions FL Inc.
True Cost of Fraud is a trademark of LexisNexis Risk Solutions Inc. Other products and services may be trademarks or
registered trademarks of their respective companies.