Drive Performance with Differentiated Credit Risk Insights
Leverage predictive alternative data insights to inform personalized, proactive account management strategies and be prepared for expansion opportunities or the need for remediation.
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Get a Clear, Current View of Your Credit Portfolio
Our industry-leading alternative credit insights can help you achieve the right balance of growth, risk mitigation
and compliance across your portfolio while maintaining an edge over competitors.
Monitor Shifts in Credit Quality
Stay ahead of the curve with a clear, current view of your customers’ credit worthiness to inform decisions about credit line changes
Identify Customer Expansion Opportunities
Uncover growth potential when customer credit quality improves, or key life changes create the need for new credit
Inform Default Prevention Treatments
Safeguard your portfolio by quickly identifying and mitigating risk of default with proactive default prevention strategies
Shift Your Consumer and Small Business Credit Portfolio Monitoring from Reactive to Predictive with Alternative Data
Keep Pace with Changing Realities to Inform Personalized Engagement
Changing economic conditions can often lead to an increase in default rates. At the same time, regulators want to see progress toward financial inclusion and continued monitoring of portfolio performance. You need a solid, forward-looking risk strategy that can help you navigate this landscape.
Shift from a reactive to proactive credit portfolio monitoring approach with uniquely predictive alternative data insights. Gain a clearer view of economic trajectories and behaviors so you can adjust to keep your portfolio ahead of the competition.
Go Beyond Traditional Credit Data
Payment history alone may not be enough to detect predictive patterns or give you a comprehensive view. You need insights across the credit spectrum
from non-traditional data sources to more accurately assess borrowers and build a solid strategy to grow your portfolio while maintaining risk thresholds.
from non-traditional data sources to more accurately assess borrowers and build a solid strategy to grow your portfolio while maintaining risk thresholds.
Track the dynamics that shape your credit portfolio over time
Expand Credit Opportunities
Our patented linking technology brings together disparate data for a more holistic view of the customer. Develop personalized engagement strategies to more accurately maximize the value of your current portfolio.
Meet people where they are today with the financial products they need to support key life changes. Drive growth, brand loyalty and customer retention.
Meet people where they are today with the financial products they need to support key life changes. Drive growth, brand loyalty and customer retention.
Enhance Default Prevention
Staying ahead of the curve can be easier when you can see changes in the road ahead. Closely monitor customers for any shifts in credit quality and life events so you can deploy default prevention strategies sooner and protect your portfolio from rising default rates.
Monitor for Compliance Events
Keep your account information up to date to ensure your compliance efforts remain effective and efficient.
Closely monitor bankruptcy and deceased status changes with portfolio storage and automated account monitoring. Reduce operational expenses by focusing on the most collectable accounts.
Closely monitor bankruptcy and deceased status changes with portfolio storage and automated account monitoring. Reduce operational expenses by focusing on the most collectable accounts.
Transform Your Approach to Portfolio Management
Identify and evaluate consumers more effectively with deeper data sets
LexisNexis® RiskView™ Attributes
Leverage enhanced granularity and unique insights for a more powerful, predictive lift in credit risk models.
LexisNexis® RiskView™ Optics
Industry-leading alternative data credit risk scores can help you improve credit risk decision making across the customer life cycle.
LexisNexis® RiskView™ Spectrum
Pair industry-leading alternative data credit risk scores with traditional credit data to help you enhance credit risk decision making across the customer life cycle.
LexisNexis® Account Monitoring
Receive automated alerts on key client information, integrated with your current batch application.
LexisNexis® RiskView™ Liens & Judgments
Optimize your risk management strategies with access to timely lien and civil judgment data.
LexisNexis® Banko® Solutions
Identify bankruptcy filings, improve recovery rates and comply with federal regulations.
Track the dynamics that shape your small business portfolio over time
Monitor for Shifting Risk
Anticipate financial instability in small businesses by paying close attention to changes in their situation.
Our automated alerts ensure your understanding of credit risk is current, allowing you to reduce your exposure to defaults.
Our automated alerts ensure your understanding of credit risk is current, allowing you to reduce your exposure to defaults.
Expand Credit Opportunities
Our patented linking technology brings together disparate data for a more timely and holistic view of small business prospects. Develop personalized engagement strategies to more accurately target new customers, improve and maximize the value of your current portfolio.
Meet small businesses where they are today with the financial products they need to support key life changes. Drive growth, brand loyalty and customer retention.
Meet small businesses where they are today with the financial products they need to support key life changes. Drive growth, brand loyalty and customer retention.
Discover Key Insights into Small Business Credit Risk
Fill the knowledge gap with robust information about small businesses to evaluate their credit and business risk.
Gain access to 2,200+ model-ready data attributes built from vast information resources including alternative data files. Say yes to more small businesses that may have little or no traditional credit information.
Gain access to 2,200+ model-ready data attributes built from vast information resources including alternative data files. Say yes to more small businesses that may have little or no traditional credit information.
Tailor Your Small Business Portfolio Monitoring to the Unique Needs of Your Clients
Drive your commercial portfolio forward with our small business solutions
LexisNexis® Small Business Attributes
Leverage robust alternative data and SBFE data to assess small businesses creditworthiness more confidently.
LexisNexis® Small Business Credit Score
Assess and monitor small business credit risk with a complete picture of a small business’ financial health.
LexisNexis® Small Business Credit Report
Alternative data provides valuable insights into the financial health of small and new businesses.
LexisNexis® Small Business Monitoring
Detect financial instability in small business customers at the earliest stage.
Markets we serve
Our Industry-Leading Credit Insights Can Give You a Differentiated Perspective of Consumers and Small Businesses to Maximize Portfolio Performance
Financial Services
Broaden credit risk scoring models to reach a larger applicant base and develop a more competitive portfolio.
Buy Now, Pay Later (BNPL)
Develop a personalized offer and segmentation strategy to strengthen your portfolio.
Alternative Lending
Leverage near-real-time access to identity and credit information to accelerate portfolio growth with confidence.
Telecommunications
Gain a better understanding of your customers, reduce risks and drive growth.
Automotive
Gain proactive insights to grow customer relationships and enhance portfolio performance.
Maximize Opportunities for Growth and Reduce Risk Across Your Portfolio with
Industry-Leading Alternative Data Solutions.
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RiskView™ Credit Solutions
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RiskView™ Liens & Judgments
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Small Business Monitoring
Proactively monitor the changes across your portfolio to tap into new opportunities and avoid unforeseen risk
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