Press Room

Equifax® and LexisNexis® Risk Solutions Combine Data Assets to Create PowerView Score™, a new Credit Scoring Model Tailored for the Auto Industry 

Unique advanced analytics leverages alternative data to help strengthen auto lending risk analysis


ATLANTA (March 29, 2016) – LexisNexis Risk Solutions, a technology, data and analytics company, and Equifax Inc. (NYSE: EFX), a global information solutions company, announced today the launch of PowerView Score, a new, three-digit credit score tailored specifically for use in the automotive industry. The new scoring leverages alternative data sources, including telecommunications and utility payment history from Equifax and public records information from LexisNexis, to help automotive lenders identify creditworthy car shoppers.

PowerView Score will serve as a complement to traditional credit risk scores without requiring lenders to replace their existing models.

The new alliance between LexisNexis and Equifax now allows auto lenders to have one-stop access to the power of Equifax’s National Consumer Telecom and Utilities Exchange (NCTUE) and traditional credit bureau data partnered with LexisNexis Risk Solutions decisioning data. Combining this data to construct the PowerView Score has demonstrated a strong ability to be highly predictive and allows for improved risk models that can be used to support credit analysis of applicants from prime through subprime. In back-testing, the new scoring showed significant improvement in model performance across portfolios.

Notes Ankush Tewari, senior director, credit risk decisioning at LexisNexis Risk Solutions, “New credit scoring offerings like PowerView Score help more precisely underwrite traditional customers, while also supporting financial inclusion for millions of people who could not be scored using traditional data alone.  Preliminary analysis shows that using PowerView Score can result not only in a measurable lift in predictive accuracy for consumers with full credit histories, but also effectively evaluate the creditworthiness of millions of consumers with little or no credit history. This allows lenders to book additional accounts without increasing their loss rates, at the same time creating vast new markets to service, resulting in increased revenue for lenders.”

“This score presents a growth opportunity to prime and nonprime lenders who want to auto decision more customers or may be considering expanding their criteria to address a broader market, “ said Equifax auto finance leader Lou Loquasto. “The alternative data capabilities of LexisNexis Risk Solutions merge perfectly with Equifax’s robust telecom and bureau data offerings to create an industry leading risk solution for auto lenders, while helping them to make more informed decisions.”

About LexisNexis Risk Solutions
At LexisNexis Risk Solutions, we believe in the power of data and advanced analytics for better risk management. With over 40 years of expertise, we are the trusted data analytics provider for organizations seeking actionable insights to manage risks and improve results while upholding the highest standards for security and privacy. Headquartered in metro Atlanta USA, LexisNexis Risk Solutions serves customers in more than 100 countries and is part of RELX Group, a global provider of information and analytics for professional and business customers across industries. For more information, please visit

About Equifax
Equifax® powers the financial future of individuals and organizations around the world. Using the combined strength of unique trusted data, technology and innovative analytics, Equifax® has grown from a consumer credit company into a leading provider of insights and knowledge that helps its customers make informed decisions. The company organizes, assimilates and analyzes data on more than 800 million consumers and more than 88 million businesses worldwide, and its databases include employee data contributed from more than 5,000 employers.

Headquartered in Atlanta, GA, Equifax® operates or has investments in 21 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of Standard & Poor's (S&P) 500® Index, and its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. Equifax® employs approximately 9,200 employees worldwide.

Some noteworthy achievements for the company include: Ranked 13 on the American Banker FinTech Forward list (2015); named a Top Technology Provider on the FinTech 100 list (2004-2015); named an InformationWeek Elite 100 Winner (2014-2015); named a Top Workplace by Atlanta Journal Constitution (2013-2015); named one of Fortune’s World’s Most Admired Companies (2011-2015); named one of Forbes’ World’s 100 Most Innovative Companies (2015). For more information, visit
Media Contact Form

Media Contacts

Jean Creech Avent
Director, Media & Analyst Relations